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Get Cheap Car Insurance in Newman, IL

We monitor insurance prices, helping the average driver in Newman save up to 28.8% on car insurance.

 

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The Cheapest Minimum Coverage in Newman

The chart below shows the cheapest car insurance company in Newman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.

 
Newman Insurer Monthly Cost
State Farm $48
Country Financial $52
Metromile $57
American Family Insurance $61

Savings for Every Kind of Newman Driver

The table shows how much the average auto insurance customer in Newman might save by following our recommendations.

Based on our extensive insurance data, we know the average Newman driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Newman residents are paying out over $1,427 extra every year for auto insurance in Newman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Newman Car Insurance vs. Illinois

People living in Newman pay an average of 5.54% less than the typical driver in the state. The average driver in Newman can expect to pay about $847 per year, or $1,427 for full coverage.

Based on our analysis, Lighthouse will be the cheapest provider in Newman for most people.

Car Insurance Prices by Newman Neighborhood

Newman, IL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Newman?

The map shows insurance prices in and around Newman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the city boundaries, with insurance premiums ranging from a high of $1,499 to a low of $1,387. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Newman.

Pick the Best Car Insurance Company for You in Newman

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Newman insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Newman

For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $333 over the average Newman car insurance company.

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We use the average good driver, paying $91 per month, as our baseline for pricing in Newman. State Farm, Lighthouse, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Newman drivers with accidents on their records

In Newman getting into an accident will raise premiums an average 34% for a yearly cost of $2,175. That's $748 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Country Financial, and Metromile are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $627 over the competition.

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The best car insurance company for Newman drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $502 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Newman, tickets raise premiums on new quotes about $517. If you have a speeding ticket, we recommend State Farm, Geico, and Country Financial for savings that beat the average insurance cost of $1,944 per year.

The best auto insurance for Newman drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,154 per year in auto insurance premiums, which was $726 more than a driver with no major issues. State Farm, Kemper, and Country Financial penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $526 less each year.

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The least expensive car insurance company for new and young drivers in Newman

In Newman, State Farm costs young drivers $1,296 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Newman. With an average cost of $4,501 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Country Financial try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Newman

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $124. State Farm, Travelers, and Country Financial provided the largest discounts to couples living in Newman.

State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Newman couple's premiums.

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The cheapest car insurance in Newman for drivers with bad credit

People with poor credit saved an average of $479 with Country Financial.

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Many people are surprised that their poor credit score can cost them an average of $893 every year. Premiums for people with poor credit were about $2,320 in Newman. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Nationwide, and Country Financial.

The best Newman car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Newman, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Newman.

Nationwide was the best company for customer service in Newman according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Newman, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Newman. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Newman

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 10% of Newman residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Newman driver can expect to pay about $98 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newman, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Newman

What Influences the Cost of Car Insurance in Newman?

On average, car insurance in Newman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Newman is 30 minutes, which is about the national average for a driver in the state.
  • Illinois state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Newman are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Newman is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Newman is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Murdock: Insurance costs 3.01% more
  • Hume: Insurance costs 4.77% more
  • Palermo: Insurance costs 1.40% more
  • Brocton: Insurance costs 2.17% less
  • Longview: Insurance costs 4.27% less
  • Broadlands: Insurance costs 5.96% less
  • Allerton: Insurance costs 4.56% less
  • Camargo: Insurance costs 2.31% less
  • Hugo: Insurance costs 3.01% more
  • Oakland: Insurance costs 0.14% more

Cities with Similar Populations

* Who is the average Newman driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Newman with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.