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Get Cheap Car Insurance in Newport, NY
We monitor insurance prices, helping the average driver in Newport save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Newport
The chart below shows the cheapest car insurance company in Newport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Newport Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $118 |
Savings for Every Kind of Newport Driver
Based on our extensive insurance data, we know the average Newport driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $639 per year by choosing the right vehicle insurance company. Some Newport residents are paying out over $2,143 extra every year for auto insurance in Newport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newport, NY Savings / Yr. |
|---|---|
$639 |
|
$407 |
|
$814 |
|
$824 |
|
$2,017 |
|
$675 |
|
$1,075 |
Newport Car Insurance vs. New York
People living in Newport pay an average of 11.64% less than the typical driver in the state. The average driver in Newport can expect to pay about $1,554 per year, or $2,143 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Newport for most people.
Car Insurance Prices by Newport Neighborhood
Insurance Prices
Where is insurance cheapest within Newport?
The map shows insurance prices in and around Newport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $150 per year within the city boundaries, with insurance premiums ranging from a high of $2,243 to a low of $2,093. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Newport.Pick the Best Car Insurance Company for You in Newport
The best car insurance provider for most drivers in Newport
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $639 over the average Newport car insurance company.
The best car insurance provider for Newport drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $407 over the competition.
The best car insurance company for Newport drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $814 better than other car insurance companies.
The best auto insurance for Newport drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $824 less each year.
The least expensive car insurance company for new and young drivers in Newport
In Newport, Progressive costs young drivers $2,017 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newport
Progressive gave the largest car insurance discounts to married couples, averaging $675 saved each year compared to an average Newport couple's premiums.
The cheapest car insurance in Newport for drivers with bad credit
The best Newport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Newport driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Newport
What Influences the Cost of Car Insurance in Newport?
On average, car insurance in Newport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newport are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Newport is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newport is $130 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Norway: Insurance costs 1.73% more
- Poland: Insurance costs 3.50% more
- Middleville: Insurance costs 0.61% more
- Gray: Insurance costs 0.84% more
- North Gage: Insurance costs 1.31% less
- Cold Brook: Insurance costs 1.21% more
- West Schuyler: Insurance costs 0.84% less
- East Schuyler: Insurance costs 1.87% less
- Ohio: Insurance costs 2.05% less
- South Trenton: Insurance costs 3.27% less
Cities with Similar Populations
- Applegate: Insurance costs 13.86% less
- Winona: Insurance costs 15.49% less
- Welch: Insurance costs 25.24% less
- Warm Springs: Insurance costs 19.41% less
- Waldron: Insurance costs 45.17% less
- Valley Grove: Insurance costs 33.97% less
- Thorn Hill: Insurance costs 34.58% less
- Clarksville: Insurance costs 44.00% less
- Chase: Insurance costs 28.04% more
- Castorland: Insurance costs 4.57% less