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Get Cheap Car Insurance in Newton, IA
We monitor insurance prices, helping the average driver in Newton save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Newton
The chart below shows the cheapest car insurance company in Newton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Newton Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Newton Driver
Based on our extensive insurance data, we know the average Newton driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $268 per year by choosing the right vehicle insurance company. Some Newton residents are paying out over $1,228 extra every year for auto insurance in Newton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newton, IA Savings / Yr. |
|---|---|
$268 |
|
$374 |
|
$319 |
|
$429 |
|
$1,123 |
|
$370 |
|
$566 |
Newton Car Insurance vs. Iowa
People living in Newton pay an average of 1.65% less than the typical driver in the state. The average driver in Newton can expect to pay about $482 per year, or $1,228 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Newton for most people.
Car Insurance Prices by Newton Neighborhood
Insurance Prices
Where is insurance cheapest within Newton?
The map shows insurance prices in and around Newton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,304 to a low of $1,185. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Newton.Pick the Best Car Insurance Company for You in Newton
The best car insurance provider for most drivers in Newton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $268 over the average Newton car insurance company.
The best car insurance provider for Newton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $374 over the competition.
The best car insurance company for Newton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $319 better than other car insurance companies.
The best auto insurance for Newton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $429 less each year.
The least expensive car insurance company for new and young drivers in Newton
In Newton, IMT Insurance costs young drivers $1,123 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newton
State Farm gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Newton couple's premiums.
The cheapest car insurance in Newton for drivers with bad credit
The best Newton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Newton driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newton, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Newton
What Influences the Cost of Car Insurance in Newton?
On average, car insurance in Newton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newton is 25 minutes, which is a little less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Newton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Newton is $40 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lambs Grove: Insurance costs 0.24% less
- Killduff: Insurance costs 1.55% less
- Goddard: Insurance costs 1.71% less
- Kellogg: Insurance costs 2.04% less
- Baxter: Insurance costs 1.14% more
- Monroe: Insurance costs 1.06% less
- Ira: Insurance costs 0.57% less
- Colfax: Insurance costs 0.73% less
- Reasnor: Insurance costs 1.47% less
- Green Castle: Insurance costs 1.14% less
Cities with Similar Populations
- Fairland: Insurance costs 78.42% more
- Eastchester: Insurance costs 108.31% more
- Eastlake: Insurance costs 10.59% less
- Elkins Park: Insurance costs 30.86% more
- Emmaus: Insurance costs 11.24% more
- Enola: Insurance costs 3.66% more
- Erlanger: Insurance costs 67.18% more
- Estelle: Insurance costs 202.52% more
- Exton: Insurance costs 14.90% more
- Fairfax Station: Insurance costs 5.54% more