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Get Cheap Car Insurance in Newtonville, NJ
We monitor insurance prices, helping the average driver in Newtonville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Newtonville
The chart below shows the cheapest car insurance company in Newtonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Newtonville Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Geico | $68 |
| Plymouth Rock Assurance | $84 |
| NJM | $99 |
Savings for Every Kind of Newtonville Driver
Based on our extensive insurance data, we know the average Newtonville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $518 per year by choosing the right vehicle insurance company. Some Newtonville residents are paying out over $1,977 extra every year for auto insurance in Newtonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newtonville, NJ Savings / Yr. |
|---|---|
$518 |
|
$961 |
|
$738 |
|
$637 |
|
$2,558 |
|
$499 |
|
$775 |
Newtonville Car Insurance vs. New Jersey
People living in Newtonville pay an average of 8.89% more than the typical driver in the state. The average driver in Newtonville can expect to pay about $1,179 per year, or $1,977 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Newtonville for most people.
Car Insurance Prices by Newtonville Neighborhood
Insurance Prices
Where is insurance cheapest within Newtonville?
The map shows insurance prices in and around Newtonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $1,981 to a low of $1,854. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Newtonville.Pick the Best Car Insurance Company for You in Newtonville
The best car insurance provider for most drivers in Newtonville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $518 over the average Newtonville car insurance company.
The best car insurance provider for Newtonville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $961 over the competition.
The best car insurance company for Newtonville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $738 better than other car insurance companies.
The best auto insurance for Newtonville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $637 less each year.
The least expensive car insurance company for new and young drivers in Newtonville
In Newtonville, Geico costs young drivers $2,558 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newtonville
Geico gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average Newtonville couple's premiums.
The cheapest car insurance in Newtonville for drivers with bad credit
The best Newtonville car insurance company for customer service
Nationwide was the best company for customer service in Newtonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Newtonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Newtonville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newtonville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Newtonville
What Influences the Cost of Car Insurance in Newtonville?
On average, car insurance in Newtonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newtonville is 50 minutes, which is far more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newtonville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Newtonville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newtonville is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Penny Pot: Insurance costs 4.60% less
- Pancoast: Insurance costs 0.20% more
- Folsom: Insurance costs 8.30% less
- Collings Lakes: Insurance costs 7.03% less
- Mizpah: Insurance costs 2.98% less
- Buena: Insurance costs 5.87% less
- Landisville: Insurance costs 7.59% less
- Richland: Insurance costs 5.11% less
- Weymouth: Insurance costs 5.31% less
- Minotola: Insurance costs 7.28% less
Cities with Similar Populations
- Albion: Insurance costs 38.69% less
- Bath Springs: Insurance costs 32.12% less
- Allerton: Insurance costs 37.43% less
- Alpine: Insurance costs 31.26% less
- Barry: Insurance costs 18.16% less
- Atlanta: Insurance costs 4.30% more
- Ammon: Insurance costs 37.08% less
- Andersonville: Insurance costs 17.00% less
- Ansley: Insurance costs 26.76% less
- Arlington: Insurance costs 35.61% less