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Get Cheap Car Insurance in Noble, KY
We monitor insurance prices, helping the average driver in Noble save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Noble
The chart below shows the cheapest car insurance company in Noble for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Noble Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $68 |
| State Farm | $68 |
| Travelers | $100 |
| Geico | $108 |
Savings for Every Kind of Noble Driver
Based on our extensive insurance data, we know the average Noble driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Noble residents are paying out over $2,395 extra every year for auto insurance in Noble. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Noble, KY Savings / Yr. |
|---|---|
$605 |
|
$992 |
|
$976 |
|
$988 |
|
$1,955 |
|
$654 |
|
$1,048 |
Noble Car Insurance vs. Kentucky
People living in Noble pay an average of 12.22% more than the typical driver in the state. The average driver in Noble can expect to pay about $1,233 per year, or $2,395 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Noble for most people.
Car Insurance Prices by Noble Neighborhood
Insurance Prices
Where is insurance cheapest within Noble?
The map shows insurance prices in and around Noble, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,395 to a low of $2,395. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Noble.Pick the Best Car Insurance Company for You in Noble
The best car insurance provider for most drivers in Noble
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $605 over the average Noble car insurance company.
The best car insurance provider for Noble drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $992 over the competition.
The best car insurance company for Noble drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $976 better than other car insurance companies.
The best auto insurance for Noble drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $988 less each year.
The least expensive car insurance company for new and young drivers in Noble
In Noble, State Farm costs young drivers $1,955 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Noble
State Farm gave the largest car insurance discounts to married couples, averaging $654 saved each year compared to an average Noble couple's premiums.
The cheapest car insurance in Noble for drivers with bad credit
The best Noble car insurance company for customer service
Recent price drops
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The cheapest large national provider in Noble
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Noble driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Noble, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Noble
What Influences the Cost of Car Insurance in Noble?
On average, car insurance in Noble is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Noble is 35 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Noble are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Noble is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Noble is $103 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rowdy: Insurance costs 4.13% less
- Clayhole: Insurance costs 0.25% less
- Decoy: Insurance costs 0.54% more
- Ary: Insurance costs 5.68% less
- Lost Creek: Insurance costs 1.46% less
- Dice: Insurance costs 3.80% less
- Chavies: Insurance costs 3.88% less
- Evanston: Insurance costs 2.21% more
- Whick: Insurance costs 1.00% less
- Lambric: Insurance costs 2.38% more
Cities with Similar Populations
- Elmdale: Insurance costs 31.65% less
- Vayland: Insurance costs 32.44% less
- Vancourt: Insurance costs 28.77% less
- Enon: Insurance costs 49.56% less
- Enion: Insurance costs 39.71% less
- Englewood: Insurance costs 32.40% less
- Encino: Insurance costs 38.50% less
- Empire Prairie: Insurance costs 26.30% less
- Empire: Insurance costs 29.35% less
- Emmons: Insurance costs 37.83% less