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Get Cheap Car Insurance in Evanston, KY
We monitor insurance prices, helping the average driver in Evanston save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Evanston
The chart below shows the cheapest car insurance company in Evanston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Evanston Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $70 |
| State Farm | $70 |
| Travelers | $102 |
| Geico | $110 |
Savings for Every Kind of Evanston Driver
Based on our extensive insurance data, we know the average Evanston driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $618 per year by choosing the right vehicle insurance company. Some Evanston residents are paying out over $2,448 extra every year for auto insurance in Evanston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Evanston, KY Savings / Yr. |
|---|---|
$618 |
|
$1,014 |
|
$998 |
|
$1,009 |
|
$1,998 |
|
$669 |
|
$1,071 |
Evanston Car Insurance vs. Kentucky
People living in Evanston pay an average of 14.71% more than the typical driver in the state. The average driver in Evanston can expect to pay about $1,261 per year, or $2,448 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Evanston for most people.
Car Insurance Prices by Evanston Neighborhood
Insurance Prices
Where is insurance cheapest within Evanston?
The map shows insurance prices in and around Evanston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the city boundaries, with insurance premiums ranging from a high of $2,452 to a low of $2,222. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Evanston.Pick the Best Car Insurance Company for You in Evanston
The best car insurance provider for most drivers in Evanston
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $618 over the average Evanston car insurance company.
The best car insurance provider for Evanston drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,014 over the competition.
The best car insurance company for Evanston drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $998 better than other car insurance companies.
The best auto insurance for Evanston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,009 less each year.
The least expensive car insurance company for new and young drivers in Evanston
In Evanston, State Farm costs young drivers $1,998 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Evanston
State Farm gave the largest car insurance discounts to married couples, averaging $669 saved each year compared to an average Evanston couple's premiums.
The cheapest car insurance in Evanston for drivers with bad credit
The best Evanston car insurance company for customer service
Recent price drops
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The cheapest large national provider in Evanston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Evanston driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Evanston, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Evanston
What Influences the Cost of Car Insurance in Evanston?
On average, car insurance in Evanston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Evanston is 50 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Evanston are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Evanston is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Evanston is $105 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lambric: Insurance costs 0.16% more
- Duco: Insurance costs 4.13% less
- Tiptop: Insurance costs 2.74% less
- Decoy: Insurance costs 1.63% less
- Waldo: Insurance costs 4.13% less
- Gunlock: Insurance costs 4.13% less
- Carver: Insurance costs 4.00% less
- Noble: Insurance costs 2.17% less
- Handshoe: Insurance costs 9.23% less
- Rousseau: Insurance costs 0.16% more
Cities with Similar Populations
- Elk Mills: Insurance costs 24.67% less
- South Plains: Insurance costs 27.21% less
- South Rangeley: Insurance costs 60.99% less
- Wellsville: Insurance costs 24.47% less
- Wingate: Insurance costs 28.23% less
- Stacy: Insurance costs 33.05% less
- Ferguson: Insurance costs 27.49% less
- Emerson: Insurance costs 12.87% more
- Elliston: Insurance costs 12.95% less
- South Gorin: Insurance costs 23.57% less