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Get Cheap Car Insurance in Norfolk City, VA
We monitor insurance prices, helping the average driver in Norfolk City save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Norfolk City
The chart below shows the cheapest car insurance company in Norfolk City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Norfolk City Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Farm Bureau | $56 |
| Safeco Insurance | $60 |
Savings for Every Kind of Norfolk City Driver
Based on our extensive insurance data, we know the average Norfolk City driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $492 per year by choosing the right vehicle insurance company. Some Norfolk City residents are paying out over $1,305 extra every year for auto insurance in Norfolk City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Norfolk City, VA Savings / Yr. |
|---|---|
$492 |
|
$840 |
|
$719 |
|
$703 |
|
$1,149 |
|
$263 |
|
$474 |
Norfolk City Car Insurance vs. Virginia
People living in Norfolk City pay an average of 7.42% more than the typical driver in the state. The average driver in Norfolk City can expect to pay about $903 per year, or $1,305 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Norfolk City for most people.
Car Insurance Prices by Norfolk City Neighborhood
Insurance Prices
Where is insurance cheapest within Norfolk City?
The map shows insurance prices in and around Norfolk City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $444 per year within the county boundaries, with insurance premiums ranging from a high of $1,574 to a low of $1,130. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Norfolk City.Pick the Best Car Insurance Company for You in Norfolk City
The best car insurance provider for most drivers in Norfolk City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $492 over the average Norfolk City car insurance company.
The best car insurance provider for Norfolk City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $840 over the competition.
The best car insurance company for Norfolk City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $719 better than other car insurance companies.
The best auto insurance for Norfolk City drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Norfolk City
In Norfolk City, Erie Insurance costs young drivers $1,149 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Norfolk City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Norfolk City couple's premiums.
The cheapest car insurance in Norfolk City for drivers with bad credit
The best Norfolk City car insurance company for customer service
Nationwide was the best company for customer service in Norfolk City according to the NAIC.
Recent price drops
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The cheapest large national provider in Norfolk City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Norfolk City driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Norfolk City, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Norfolk City
What Influences the Cost of Car Insurance in Norfolk City?
On average, car insurance in Norfolk City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Norfolk City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Norfolk City is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Norfolk City is $75 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Portsmouth City: Insurance costs 0.46% less
- Chesapeake City: Insurance costs 5.52% less
- Virginia Beach City: Insurance costs 5.29% less
- Suffolk City: Insurance costs 2.68% less
- Isle of Wight County: Insurance costs 7.82% less
- Southampton County: Insurance costs 6.82% less
- Sussex County: Insurance costs 4.37% less
- Greensville County: Insurance costs 4.83% less
- Brunswick County: Insurance costs 3.45% less
- Lunenburg County: Insurance costs 5.98% less
Counties with Similar Populations
- Weber County: Insurance costs 8.66% more
- Cherokee County: Insurance costs 41.61% more
- Chesapeake City: Insurance costs 5.52% less
- Clay County: Insurance costs 91.03% more
- Clay County: Insurance costs 39.31% more
- Cumberland County: Insurance costs 3.91% more
- Thurston County: Insurance costs 9.27% more
- Tuscaloosa County: Insurance costs 20.69% more
- Union County: Insurance costs 2.22% less
- Washington County: Insurance costs 5.52% more