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Get Cheap Car Insurance in Suffolk City, VA
We monitor insurance prices, helping the average driver in Suffolk City save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Suffolk City
The chart below shows the cheapest car insurance company in Suffolk City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Suffolk City Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Farm Bureau | $55 |
| Safeco Insurance | $58 |
Savings for Every Kind of Suffolk City Driver
Based on our extensive insurance data, we know the average Suffolk City driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some Suffolk City residents are paying out over $1,270 extra every year for auto insurance in Suffolk City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Suffolk City, VA Savings / Yr. |
|---|---|
$479 |
|
$818 |
|
$699 |
|
$684 |
|
$1,119 |
|
$256 |
|
$461 |
Suffolk City Car Insurance vs. Virginia
People living in Suffolk City pay an average of 4.55% more than the typical driver in the state. The average driver in Suffolk City can expect to pay about $879 per year, or $1,270 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Suffolk City for most people.
Car Insurance Prices by Suffolk City Neighborhood
Insurance Prices
Where is insurance cheapest within Suffolk City?
The map shows insurance prices in and around Suffolk City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $388 per year within the county boundaries, with insurance premiums ranging from a high of $1,531 to a low of $1,143. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Suffolk City.Pick the Best Car Insurance Company for You in Suffolk City
The best car insurance provider for most drivers in Suffolk City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $479 over the average Suffolk City car insurance company.
The best car insurance provider for Suffolk City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $818 over the competition.
The best car insurance company for Suffolk City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $699 better than other car insurance companies.
The best auto insurance for Suffolk City drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in Suffolk City
In Suffolk City, Erie Insurance costs young drivers $1,119 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Suffolk City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Suffolk City couple's premiums.
The cheapest car insurance in Suffolk City for drivers with bad credit
The best Suffolk City car insurance company for customer service
Nationwide was the best company for customer service in Suffolk City according to the NAIC.
Recent price drops
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The cheapest large national provider in Suffolk City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Suffolk City driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Suffolk City, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Suffolk City
What Influences the Cost of Car Insurance in Suffolk City?
On average, car insurance in Suffolk City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Suffolk City is 36 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Suffolk City are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Suffolk City has an average population density in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Suffolk City is $73 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Portsmouth City: Insurance costs 2.28% more
- Chesapeake City: Insurance costs 2.91% less
- Norfolk City: Insurance costs 2.76% more
- Franklin City: Insurance costs 0.31% less
- Virginia Beach City: Insurance costs 2.68% less
- Southampton County: Insurance costs 4.25% less
- Greensville County: Insurance costs 2.20% less
- Emporia City: Insurance costs 0.55% more
- Brunswick County: Insurance costs 0.79% less
- Mecklenburg County: Insurance costs 4.09% less
Counties with Similar Populations
- Grant County: Insurance costs 6.14% more
- Dubuque County: Insurance costs 4.72% less
- Elmore County: Insurance costs 22.05% more
- Etowah County: Insurance costs 22.13% more
- Fairbanks North Star Borough: Insurance costs 12.68% more
- Floyd County: Insurance costs 40.24% more
- Fond du Lac County: Insurance costs 15.12% less
- Franklin County: Insurance costs 17.24% more
- Frederick County: Insurance costs 7.64% less
- Garland County: Insurance costs 31.50% more