Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Cambridge, Cambridge, MA
We monitor insurance prices, helping the average driver in North Cambridge save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in North Cambridge
The chart below shows the cheapest car insurance company in North Cambridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| North Cambridge Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $48 |
| Geico | $52 |
| Midvale Home & Auto | $61 |
| Travelers | $76 |
Savings for Every Kind of North Cambridge Driver
Based on our extensive insurance data, we know the average North Cambridge driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $657 per year by choosing the right vehicle insurance company. Some North Cambridge residents are paying out over $1,921 extra every year for auto insurance in North Cambridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Cambridge, Cambridge, MA Savings / Yr. |
|---|---|
$657 |
|
$977 |
|
$813 |
|
$1,079 |
|
$2,378 |
|
$0 |
|
$0 |
North Cambridge Car Insurance vs. Cambridge
People living in North Cambridge pay an average of 23.68% more than the typical driver in the state. The average driver in North Cambridge can expect to pay about $825 per year, or $1,921 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Cambridge for most people.
Car Insurance Prices by North Cambridge Neighborhood
Insurance Prices
Where is insurance cheapest within North Cambridge?
The map shows insurance prices in and around North Cambridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $589 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,259 to a low of $1,670. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of North Cambridge.Pick the Best Car Insurance Company for You in North Cambridge
The best car insurance provider for most drivers in North Cambridge
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $657 over the average North Cambridge car insurance company.
The best car insurance provider for North Cambridge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $977 over the competition.
The best car insurance company for North Cambridge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $813 better than other car insurance companies.
The best auto insurance for North Cambridge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,079 less each year.
The least expensive car insurance company for new and young drivers in North Cambridge
In North Cambridge, State Farm costs young drivers $2,378 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Cambridge
The cheapest car insurance in North Cambridge for drivers with bad credit
The best North Cambridge car insurance company for customer service
Nationwide was the best company for customer service in North Cambridge according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Cambridge, which was better than other insurers.
The cheapest large national provider in North Cambridge
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Cambridge driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Cambridge, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Cambridge
What Influences the Cost of Car Insurance in North Cambridge?
On average, car insurance in North Cambridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Cambridge is 40 minutes, which is far more than average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- North Cambridge has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Cambridge is $69 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Neighborhood Nine: Insurance costs 2.08% less
- Avon Hill: Insurance costs 5.67% less
- West Somerville: Insurance costs 1.61% less
- Tufts: Insurance costs 9.21% less
- Ball Square: Insurance costs 3.54% less
- West Cambridge: Insurance costs 8.12% less
- Spring Hill: Insurance costs 3.07% less
- Strawberry Hill: Insurance costs 10.26% less
- Aggasiz-Harvard: Insurance costs 8.22% less
- Arlington Center: Insurance costs 8.38% less
Neighborhoods with Similar Populations
- Upper Clinton Hill: Insurance costs 32.54% more
- Drnag: Insurance costs 20.46% more
- Eads-Fisherville: Insurance costs 21.66% less
- East Arlington: Insurance costs 32.33% more
- East Central: Insurance costs 18.32% more
- East Garfield Park: Insurance costs 7.24% more
- Sterling Ridge: Insurance costs 9.21% less
- Tampa Palms: Insurance costs 53.77% more
- Taylor Ranch: Insurance costs 11.61% less
- The Waterfront: Insurance costs 21.13% more