Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Chittenango, NY
We monitor insurance prices, helping the average driver in North Chittenango save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Chittenango
The chart below shows the cheapest car insurance company in North Chittenango for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Chittenango Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $109 |
| Geico | $113 |
Savings for Every Kind of North Chittenango Driver
Based on our extensive insurance data, we know the average North Chittenango driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $614 per year by choosing the right vehicle insurance company. Some North Chittenango residents are paying out over $2,059 extra every year for auto insurance in North Chittenango. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Chittenango, NY Savings / Yr. |
|---|---|
$614 |
|
$391 |
|
$782 |
|
$791 |
|
$1,939 |
|
$649 |
|
$1,034 |
North Chittenango Car Insurance vs. New York
People living in North Chittenango pay an average of 15.08% less than the typical driver in the state. The average driver in North Chittenango can expect to pay about $1,494 per year, or $2,059 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Chittenango for most people.
Car Insurance Prices by North Chittenango Neighborhood
Insurance Prices
Where is insurance cheapest within North Chittenango?
The map shows insurance prices in and around North Chittenango, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $2,073 to a low of $2,035. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Chittenango.Pick the Best Car Insurance Company for You in North Chittenango
The best car insurance provider for most drivers in North Chittenango
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $614 over the average North Chittenango car insurance company.
The best car insurance provider for North Chittenango drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $391 over the competition.
The best car insurance company for North Chittenango drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $782 better than other car insurance companies.
The best auto insurance for North Chittenango drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $791 less each year.
The least expensive car insurance company for new and young drivers in North Chittenango
In North Chittenango, Progressive costs young drivers $1,939 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Chittenango
Progressive gave the largest car insurance discounts to married couples, averaging $649 saved each year compared to an average North Chittenango couple's premiums.
The cheapest car insurance in North Chittenango for drivers with bad credit
The best North Chittenango car insurance company for customer service
Nationwide was the best company for customer service in North Chittenango according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Chittenango, which was better than other insurers.
The cheapest large national provider in North Chittenango
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Chittenango driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Chittenango, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Chittenango
What Influences the Cost of Car Insurance in North Chittenango?
On average, car insurance in North Chittenango is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Chittenango is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 20 to 21 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Chittenango are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Chittenango is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Chittenango is $124 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Whitelaw: Insurance costs 7.97% more
- Canastota: Insurance costs 2.53% more
- Chittenango: Insurance costs 0.68% less
- Kirkville: Insurance costs 1.26% more
- Perryville: Insurance costs 1.80% more
- South Bay: Insurance costs 10.54% more
- Wampsville: Insurance costs 1.17% less
- Clockville: Insurance costs 6.75% more
- North Manlius: Insurance costs 2.62% more
- Eagle Village: Insurance costs 1.41% less
Cities with Similar Populations
- Gibbs: Insurance costs 33.90% less
- Togo: Insurance costs 15.25% less
- Tilden: Insurance costs 23.12% less
- Tiger: Insurance costs 34.14% less
- Three Creek: Insurance costs 47.60% less
- Goodyears Bar: Insurance costs 10.98% less
- Glenwild: Insurance costs 39.39% more
- Glenn: Insurance costs 16.56% less
- Glendale: Insurance costs 46.28% less
- Glen Haven: Insurance costs 0.44% less