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Get Cheap Car Insurance in North Epworth, MI
We monitor insurance prices, helping the average driver in North Epworth save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in North Epworth
The chart below shows the cheapest car insurance company in North Epworth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| North Epworth Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $100 |
| Progressive | $114 |
| State Farm | $115 |
| Safeco Insurance | $122 |
Savings for Every Kind of North Epworth Driver
Based on our extensive insurance data, we know the average North Epworth driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,085 per year by choosing the right vehicle insurance company. Some North Epworth residents are paying out over $2,700 extra every year for auto insurance in North Epworth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Epworth, MI Savings / Yr. |
|---|---|
$1,085 |
|
$1,772 |
|
$1,568 |
|
$2,383 |
|
$2,811 |
|
$0 |
|
$0 |
North Epworth Car Insurance vs. Michigan
People living in North Epworth pay an average of 6.85% less than the typical driver in the state. The average driver in North Epworth can expect to pay about $2,051 per year, or $2,700 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Epworth for most people.
Car Insurance Prices by North Epworth Neighborhood
Insurance Prices
Where is insurance cheapest within North Epworth?
The map shows insurance prices in and around North Epworth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the city boundaries, with insurance premiums ranging from a high of $2,747 to a low of $2,656. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of North Epworth.Pick the Best Car Insurance Company for You in North Epworth
The best car insurance provider for most drivers in North Epworth
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,085 over the average North Epworth car insurance company.
The best car insurance provider for North Epworth drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,772 over the competition.
The best car insurance company for North Epworth drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,568 better than other car insurance companies.
The best auto insurance for North Epworth drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,383 less each year.
The least expensive car insurance company for new and young drivers in North Epworth
In North Epworth, Geico costs young drivers $2,811 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Epworth
The cheapest car insurance in North Epworth for drivers with bad credit
The best North Epworth car insurance company for customer service
Nationwide was the best company for customer service in North Epworth according to the NAIC.
Recent price drops
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The cheapest large national provider in North Epworth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Epworth driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Epworth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Epworth
What Influences the Cost of Car Insurance in North Epworth?
On average, car insurance in North Epworth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Epworth is 23 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Epworth is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Epworth is $171 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ludington: Insurance costs 0.33% more
- Scottville: Insurance costs 0.44% less
- Sugar Grove: Insurance costs 0.74% more
- Wiley: Insurance costs 0.59% more
- Free Soil: Insurance costs 0.04% more
- Custer: Insurance costs 2.15% more
- Pentwater: Insurance costs 0.15% less
- Oak Hill: Insurance costs 1.63% less
- Fountain: Insurance costs 1.26% more
- Fern: Insurance costs 2.96% more
Cities with Similar Populations
- Nocona Hills: Insurance costs 33.89% less
- Ridgeport: Insurance costs 55.48% less
- Richtex: Insurance costs 38.48% less
- Reynolds Station: Insurance costs 24.19% less
- Reddock Springs: Insurance costs 43.41% less
- Reddington: Insurance costs 57.26% less
- Ralls: Insurance costs 34.89% less
- Rains: Insurance costs 37.00% less
- Quinton: Insurance costs 34.37% less
- Plum Orchard: Insurance costs 44.67% less