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Get Cheap Car Insurance in Free Soil, MI
We monitor insurance prices, helping the average driver in Free Soil save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Free Soil
The chart below shows the cheapest car insurance company in Free Soil for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Free Soil Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $100 |
| Progressive | $114 |
| State Farm | $115 |
| Safeco Insurance | $122 |
Savings for Every Kind of Free Soil Driver
Based on our extensive insurance data, we know the average Free Soil driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,085 per year by choosing the right vehicle insurance company. Some Free Soil residents are paying out over $2,701 extra every year for auto insurance in Free Soil. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Free Soil, MI Savings / Yr. |
|---|---|
$1,085 |
|
$1,772 |
|
$1,568 |
|
$2,383 |
|
$2,812 |
|
$0 |
|
$0 |
Free Soil Car Insurance vs. Michigan
People living in Free Soil pay an average of 6.83% less than the typical driver in the state. The average driver in Free Soil can expect to pay about $2,052 per year, or $2,701 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Free Soil for most people.
Car Insurance Prices by Free Soil Neighborhood
Insurance Prices
Where is insurance cheapest within Free Soil?
The map shows insurance prices in and around Free Soil, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $2,811 to a low of $2,689. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Free Soil.Pick the Best Car Insurance Company for You in Free Soil
The best car insurance provider for most drivers in Free Soil
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,085 over the average Free Soil car insurance company.
The best car insurance provider for Free Soil drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,772 over the competition.
The best car insurance company for Free Soil drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,568 better than other car insurance companies.
The best auto insurance for Free Soil drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,383 less each year.
The least expensive car insurance company for new and young drivers in Free Soil
In Free Soil, Geico costs young drivers $2,812 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Free Soil
The cheapest car insurance in Free Soil for drivers with bad credit
The best Free Soil car insurance company for customer service
Recent price drops
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The cheapest large national provider in Free Soil
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Free Soil driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Free Soil, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Free Soil
What Influences the Cost of Car Insurance in Free Soil?
On average, car insurance in Free Soil is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Free Soil is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Free Soil is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Free Soil is $171 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stronach: Insurance costs 0.33% more
- Sugar Grove: Insurance costs 0.70% more
- Oak Hill: Insurance costs 1.67% less
- Harrison Beach: Insurance costs 5.04% more
- Fountain: Insurance costs 1.22% more
- Scottville: Insurance costs 0.48% less
- Manistee: Insurance costs 3.78% more
- Eastlake: Insurance costs 2.30% more
- Tallman: Insurance costs 1.78% more
- North Epworth: Insurance costs 0.04% less
Cities with Similar Populations
- Woodland Hills: Insurance costs 47.13% less
- Mc Henry: Insurance costs 34.36% less
- Seven Mile: Insurance costs 59.05% less
- Slater: Insurance costs 55.94% less
- Springridge: Insurance costs 2.55% more
- Chesilhurst: Insurance costs 31.14% less
- Cherry Valley: Insurance costs 37.95% less
- Chazy: Insurance costs 22.10% less
- Charlestown: Insurance costs 30.80% less
- Ceredo: Insurance costs 43.02% less