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Get Cheap Car Insurance in North Monmouth, ME
We monitor insurance prices, helping the average driver in North Monmouth save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in North Monmouth
The chart below shows the cheapest car insurance company in North Monmouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| North Monmouth Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of North Monmouth Driver
Based on our extensive insurance data, we know the average North Monmouth driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some North Monmouth residents are paying out over $961 extra every year for auto insurance in North Monmouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Monmouth, ME Savings / Yr. |
|---|---|
$235 |
|
$333 |
|
$302 |
|
$307 |
|
$976 |
|
$203 |
|
$429 |
North Monmouth Car Insurance vs. Maine
People living in North Monmouth pay an average of 1.56% more than the typical driver in the state. The average driver in North Monmouth can expect to pay about $535 per year, or $961 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Monmouth for most people.
Car Insurance Prices by North Monmouth Neighborhood
Insurance Prices
Where is insurance cheapest within North Monmouth?
The map shows insurance prices in and around North Monmouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $4 per year within the city boundaries, with insurance premiums ranging from a high of $962 to a low of $958. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of North Monmouth.Pick the Best Car Insurance Company for You in North Monmouth
The best car insurance provider for most drivers in North Monmouth
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average North Monmouth car insurance company.
The best car insurance provider for North Monmouth drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for North Monmouth drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $302 better than other car insurance companies.
The best auto insurance for North Monmouth drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in North Monmouth
In North Monmouth, Concord Group Insurance costs young drivers $976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Monmouth
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average North Monmouth couple's premiums.
The cheapest car insurance in North Monmouth for drivers with bad credit
The best North Monmouth car insurance company for customer service
Nationwide was the best company for customer service in North Monmouth according to the NAIC.
Recent price drops
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The cheapest large national provider in North Monmouth
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Monmouth driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Monmouth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Monmouth
What Influences the Cost of Car Insurance in North Monmouth?
On average, car insurance in North Monmouth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Monmouth is 32 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Monmouth are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Monmouth is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Monmouth is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winthrop: Insurance costs the same
- Leeds Junction: Insurance costs 0.42% less
- Monmouth: Insurance costs 0.42% more
- Wayne: Insurance costs 0.21% less
- Leeds: Insurance costs 0.31% less
- East Winthrop: Insurance costs 1.77% less
- North Leeds: Insurance costs 0.42% less
- Readfield: Insurance costs the same
- Spears Corner: Insurance costs 0.62% less
- Wales Corner: Insurance costs 0.21% less
Cities with Similar Populations
- Bath: Insurance costs 25.60% more
- Battle Creek: Insurance costs 42.77% more
- Bayou Vista: Insurance costs 78.77% more
- Berrien Center: Insurance costs 188.76% more
- Bridgehampton: Insurance costs 155.67% more
- New Salem: Insurance costs 45.79% more
- Rural Valley: Insurance costs 45.27% more
- Rosebud: Insurance costs 67.12% more
- Renville: Insurance costs 63.68% more
- Rebersburg: Insurance costs 33.71% more