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Get Cheap Car Insurance in Winthrop, ME
We monitor insurance prices, helping the average driver in Winthrop save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Winthrop
The chart below shows the cheapest car insurance company in Winthrop for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Winthrop Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Winthrop Driver
Based on our extensive insurance data, we know the average Winthrop driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Winthrop residents are paying out over $961 extra every year for auto insurance in Winthrop. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winthrop, ME Savings / Yr. |
|---|---|
$235 |
|
$333 |
|
$302 |
|
$307 |
|
$976 |
|
$203 |
|
$429 |
Winthrop Car Insurance vs. Maine
People living in Winthrop pay an average of 1.55% more than the typical driver in the state. The average driver in Winthrop can expect to pay about $535 per year, or $961 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Winthrop for most people.
Car Insurance Prices by Winthrop Neighborhood
Insurance Prices
Where is insurance cheapest within Winthrop?
The map shows insurance prices in and around Winthrop, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $977 to a low of $940. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Winthrop.Pick the Best Car Insurance Company for You in Winthrop
The best car insurance provider for most drivers in Winthrop
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Winthrop car insurance company.
The best car insurance provider for Winthrop drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for Winthrop drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $302 better than other car insurance companies.
The best auto insurance for Winthrop drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in Winthrop
In Winthrop, Concord Group Insurance costs young drivers $976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winthrop
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Winthrop couple's premiums.
The cheapest car insurance in Winthrop for drivers with bad credit
The best Winthrop car insurance company for customer service
Recent price drops
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The cheapest large national provider in Winthrop
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Winthrop driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winthrop, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Winthrop
What Influences the Cost of Car Insurance in Winthrop?
On average, car insurance in Winthrop is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Winthrop is 37 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winthrop are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Winthrop is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winthrop is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Winthrop: Insurance costs 1.77% less
- North Monmouth: Insurance costs the same
- Manchester: Insurance costs 1.35% less
- Readfield: Insurance costs the same
- Wayne: Insurance costs 0.21% less
- Monmouth: Insurance costs 0.42% more
- Spears Corner: Insurance costs 0.62% less
- Leeds Junction: Insurance costs 0.42% less
- Hallowell: Insurance costs 0.31% less
- Leeds: Insurance costs 0.31% less
Cities with Similar Populations
- Clendenin: Insurance costs 57.54% more
- Daleville: Insurance costs 20.60% more
- Cut Bank: Insurance costs 71.49% more
- Cuba: Insurance costs 122.68% more
- Collinsville: Insurance costs 69.20% more
- Coleman: Insurance costs 69.51% more
- Coleman: Insurance costs 185.12% more
- Clinton: Insurance costs 201.04% more
- Sugar Grove: Insurance costs 18.31% more
- Darien: Insurance costs 71.70% more