Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Street, MI
We monitor insurance prices, helping the average driver in North Street save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in North Street
The chart below shows the cheapest car insurance company in North Street for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| North Street Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $105 |
| Progressive | $120 |
| State Farm | $121 |
| Safeco Insurance | $128 |
Savings for Every Kind of North Street Driver
Based on our extensive insurance data, we know the average North Street driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,139 per year by choosing the right vehicle insurance company. Some North Street residents are paying out over $2,835 extra every year for auto insurance in North Street. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Street, MI Savings / Yr. |
|---|---|
$1,139 |
|
$1,860 |
|
$1,646 |
|
$2,502 |
|
$2,952 |
|
$0 |
|
$0 |
North Street Car Insurance vs. Michigan
People living in North Street pay an average of 2.20% less than the typical driver in the state. The average driver in North Street can expect to pay about $2,154 per year, or $2,835 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Street for most people.
Car Insurance Prices by North Street Neighborhood
Insurance Prices
Where is insurance cheapest within North Street?
The map shows insurance prices in and around North Street, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $234 per year within the city boundaries, with insurance premiums ranging from a high of $2,890 to a low of $2,656. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of North Street.Pick the Best Car Insurance Company for You in North Street
The best car insurance provider for most drivers in North Street
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,139 over the average North Street car insurance company.
The best car insurance provider for North Street drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,860 over the competition.
The best car insurance company for North Street drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,646 better than other car insurance companies.
The best auto insurance for North Street drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,502 less each year.
The least expensive car insurance company for new and young drivers in North Street
In North Street, Geico costs young drivers $2,952 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Street
The cheapest car insurance in North Street for drivers with bad credit
The best North Street car insurance company for customer service
Nationwide was the best company for customer service in North Street according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Street, which was better than other insurers.
The cheapest large national provider in North Street
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Street driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Street, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Street
What Influences the Cost of Car Insurance in North Street?
On average, car insurance in North Street is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Street is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Street is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Street is $179 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Smiths Creek: Insurance costs 3.32% more
- Ruby: Insurance costs 4.30% more
- Fort Gratiot: Insurance costs 0.39% more
- Thornton: Insurance costs 5.08% more
- Port Huron: Insurance costs 2.82% more
- Lakeport: Insurance costs 4.87% more
- Avoca: Insurance costs 5.82% more
- Jeddo: Insurance costs 4.44% more
- Marysville: Insurance costs 0.71% less
- Goodells: Insurance costs 5.19% more
Cities with Similar Populations
- Ada: Insurance costs 62.12% less
- Ardsley: Insurance costs 8.15% less
- Ardmore: Insurance costs 45.22% less
- Atkins: Insurance costs 42.40% less
- West Concord: Insurance costs 43.60% less
- Amite: Insurance costs 9.56% more
- Woodville: Insurance costs 42.29% less
- Worland: Insurance costs 46.31% less
- Allentown: Insurance costs 39.93% less
- Allendale: Insurance costs 36.30% less