Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Allentown, NJ
We monitor insurance prices, helping the average driver in Allentown save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Allentown
The chart below shows the cheapest car insurance company in Allentown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Allentown Insurer | Monthly Cost |
|---|---|
| State Farm | $57 |
| Geico | $59 |
| Plymouth Rock Assurance | $72 |
| NJM | $85 |
Savings for Every Kind of Allentown Driver
Based on our extensive insurance data, we know the average Allentown driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $446 per year by choosing the right vehicle insurance company. Some Allentown residents are paying out over $1,703 extra every year for auto insurance in Allentown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Allentown, NJ Savings / Yr. |
|---|---|
$446 |
|
$828 |
|
$636 |
|
$549 |
|
$2,203 |
|
$429 |
|
$668 |
Allentown Car Insurance vs. New Jersey
People living in Allentown pay an average of 6.23% less than the typical driver in the state. The average driver in Allentown can expect to pay about $1,016 per year, or $1,703 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Allentown for most people.
Car Insurance Prices by Allentown Neighborhood
Insurance Prices
Where is insurance cheapest within Allentown?
The map shows insurance prices in and around Allentown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,734 to a low of $1,679. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Allentown.Pick the Best Car Insurance Company for You in Allentown
The best car insurance provider for most drivers in Allentown
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $446 over the average Allentown car insurance company.
The best car insurance provider for Allentown drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $828 over the competition.
The best car insurance company for Allentown drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $636 better than other car insurance companies.
The best auto insurance for Allentown drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $549 less each year.
The least expensive car insurance company for new and young drivers in Allentown
In Allentown, Geico costs young drivers $2,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Allentown
Geico gave the largest car insurance discounts to married couples, averaging $429 saved each year compared to an average Allentown couple's premiums.
The cheapest car insurance in Allentown for drivers with bad credit
The best Allentown car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Allentown, which was better than other insurers.
The cheapest large national provider in Allentown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Allentown driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allentown, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Allentown
What Influences the Cost of Car Insurance in Allentown?
On average, car insurance in Allentown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Allentown are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Allentown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Allentown is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Extonville: Insurance costs 0.35% less
- Pullentown: Insurance costs 0.70% more
- Wrightsville: Insurance costs 0.70% more
- Arneytown: Insurance costs the same
- Crosswicks: Insurance costs 6.52% more
- Cream Ridge: Insurance costs 0.23% less
- Yardville: Insurance costs 2.47% more
- Windsor: Insurance costs 2.76% more
- Chesterfield: Insurance costs 3.93% more
- Hamilton Square: Insurance costs 3.35% more
Cities with Similar Populations
- Oneida: Insurance costs 19.73% less
- Chester: Insurance costs 4.46% more
- Pinckneyville: Insurance costs 11.63% less
- Peotone: Insurance costs 17.03% less
- Pen Argyl: Insurance costs 20.32% less
- Pelham: Insurance costs 2.76% less
- Pauls Valley: Insurance costs 2.52% less
- Clinton: Insurance costs 19.08% less
- Clintonville: Insurance costs 35.00% less
- Parker: Insurance costs 6.28% more