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Get Cheap Car Insurance in Pinckneyville, IL
We monitor insurance prices, helping the average driver in Pinckneyville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Pinckneyville
The chart below shows the cheapest car insurance company in Pinckneyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Pinckneyville Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Country Financial | $55 |
| Metromile | $60 |
| American Family Insurance | $64 |
Savings for Every Kind of Pinckneyville Driver
Based on our extensive insurance data, we know the average Pinckneyville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $352 per year by choosing the right vehicle insurance company. Some Pinckneyville residents are paying out over $1,505 extra every year for auto insurance in Pinckneyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pinckneyville, IL Savings / Yr. |
|---|---|
$352 |
|
$662 |
|
$529 |
|
$555 |
|
$1,367 |
|
$394 |
|
$505 |
Pinckneyville Car Insurance vs. Illinois
People living in Pinckneyville pay an average of 0.38% less than the typical driver in the state. The average driver in Pinckneyville can expect to pay about $894 per year, or $1,505 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Pinckneyville for most people.
Car Insurance Prices by Pinckneyville Neighborhood
Insurance Prices
Where is insurance cheapest within Pinckneyville?
The map shows insurance prices in and around Pinckneyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $1,544 to a low of $1,420. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Pinckneyville.Pick the Best Car Insurance Company for You in Pinckneyville
The best car insurance provider for most drivers in Pinckneyville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $352 over the average Pinckneyville car insurance company.
The best car insurance provider for Pinckneyville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Pinckneyville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.
The best auto insurance for Pinckneyville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $555 less each year.
The least expensive car insurance company for new and young drivers in Pinckneyville
In Pinckneyville, State Farm costs young drivers $1,367 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pinckneyville
State Farm gave the largest car insurance discounts to married couples, averaging $394 saved each year compared to an average Pinckneyville couple's premiums.
The cheapest car insurance in Pinckneyville for drivers with bad credit
The best Pinckneyville car insurance company for customer service
Nationwide was the best company for customer service in Pinckneyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Pinckneyville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pinckneyville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pinckneyville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Pinckneyville
What Influences the Cost of Car Insurance in Pinckneyville?
On average, car insurance in Pinckneyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pinckneyville is 30 minutes, which is a little less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pinckneyville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Pinckneyville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pinckneyville is $74 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sunfield: Insurance costs 1.00% less
- Winkle: Insurance costs 5.18% less
- Tamaroa: Insurance costs 0.60% less
- St. Johns: Insurance costs 1.73% less
- Du Quoin: Insurance costs 0.93% less
- Jamestown: Insurance costs 1.13% more
- Denmark: Insurance costs 0.93% less
- Cutler: Insurance costs 2.46% less
- Swanwick: Insurance costs 5.45% less
- Dowell: Insurance costs 3.19% less
Cities with Similar Populations
- Frankford: Insurance costs 16.74% more
- Florence: Insurance costs 30.37% more
- Forest Hill: Insurance costs 23.39% more
- Fort Belvoir: Insurance costs 11.83% less
- Fort Campbell: Insurance costs 10.03% less
- Fort Gibson: Insurance costs 13.42% more
- Fort Irwin: Insurance costs 33.49% more
- Fort Polk South: Insurance costs 81.73% more
- Fowler: Insurance costs 27.11% more
- Floral City: Insurance costs 61.06% more