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Get Cheap Car Insurance in North Syracuse, NY
We monitor insurance prices, helping the average driver in North Syracuse save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Syracuse
The chart below shows the cheapest car insurance company in North Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Syracuse Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $107 |
| Safeco Insurance | $115 |
| Geico | $120 |
Savings for Every Kind of North Syracuse Driver
Based on our extensive insurance data, we know the average North Syracuse driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $652 per year by choosing the right vehicle insurance company. Some North Syracuse residents are paying out over $2,187 extra every year for auto insurance in North Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Syracuse, NY Savings / Yr. |
|---|---|
$652 |
|
$416 |
|
$831 |
|
$840 |
|
$2,059 |
|
$689 |
|
$1,097 |
North Syracuse Car Insurance vs. New York
People living in North Syracuse pay an average of 9.82% less than the typical driver in the state. The average driver in North Syracuse can expect to pay about $1,586 per year, or $2,187 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Syracuse for most people.
Car Insurance Prices by North Syracuse Neighborhood
Insurance Prices
Where is insurance cheapest within North Syracuse?
The map shows insurance prices in and around North Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the city boundaries, with insurance premiums ranging from a high of $2,272 to a low of $2,121. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of North Syracuse.Pick the Best Car Insurance Company for You in North Syracuse
The best car insurance provider for most drivers in North Syracuse
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $652 over the average North Syracuse car insurance company.
The best car insurance provider for North Syracuse drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $416 over the competition.
The best car insurance company for North Syracuse drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $831 better than other car insurance companies.
The best auto insurance for North Syracuse drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $840 less each year.
The least expensive car insurance company for new and young drivers in North Syracuse
In North Syracuse, Progressive costs young drivers $2,059 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Syracuse
Progressive gave the largest car insurance discounts to married couples, averaging $689 saved each year compared to an average North Syracuse couple's premiums.
The cheapest car insurance in North Syracuse for drivers with bad credit
The best North Syracuse car insurance company for customer service
Nationwide was the best company for customer service in North Syracuse according to the NAIC.
Recent price drops
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The cheapest large national provider in North Syracuse
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Syracuse driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Syracuse, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Syracuse
What Influences the Cost of Car Insurance in North Syracuse?
On average, car insurance in North Syracuse is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Syracuse is 24 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Syracuse are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Syracuse is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Syracuse is $132 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mattydale: Insurance costs 0.78% more
- Clay: Insurance costs 0.37% less
- Cicero: Insurance costs 3.20% less
- Lyncourt: Insurance costs 2.38% more
- Liverpool: Insurance costs 0.46% more
- East Syracuse: Insurance costs 1.74% less
- Syracuse: Insurance costs 2.61% more
- Brewerton: Insurance costs 3.98% less
- Solvay: Insurance costs 1.97% more
- Minoa: Insurance costs 3.16% less
Cities with Similar Populations
- Baltimore Highlands: Insurance costs 2.61% less
- Acampo: Insurance costs 11.16% less
- Amherst: Insurance costs 45.36% less
- Wartburg: Insurance costs 37.22% less
- Anamosa: Insurance costs 42.84% less
- Andrews: Insurance costs 21.44% less
- Warsaw: Insurance costs 18.66% less
- Warren: Insurance costs 21.90% less
- Apple Creek: Insurance costs 50.48% less
- Walls: Insurance costs 18.79% less