Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oakesdale, WA
We monitor insurance prices, helping the average driver in Oakesdale save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Oakesdale
The chart below shows the cheapest car insurance company in Oakesdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Oakesdale Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| State Farm | $50 |
| Progressive | $56 |
| Geico | $60 |
Savings for Every Kind of Oakesdale Driver
Based on our extensive insurance data, we know the average Oakesdale driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $384 per year by choosing the right vehicle insurance company. Some Oakesdale residents are paying out over $1,311 extra every year for auto insurance in Oakesdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakesdale, WA Savings / Yr. |
|---|---|
$384 |
|
$678 |
|
$488 |
|
$370 |
|
$1,403 |
|
$265 |
|
$455 |
Oakesdale Car Insurance vs. Washington
People living in Oakesdale pay an average of 6.62% less than the typical driver in the state. The average driver in Oakesdale can expect to pay about $788 per year, or $1,311 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oakesdale for most people.
Car Insurance Prices by Oakesdale Neighborhood
Insurance Prices
Where is insurance cheapest within Oakesdale?
The map shows insurance prices in and around Oakesdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,343 to a low of $1,309. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Oakesdale.Pick the Best Car Insurance Company for You in Oakesdale
The best car insurance provider for most drivers in Oakesdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $384 over the average Oakesdale car insurance company.
The best car insurance provider for Oakesdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $678 over the competition.
The best car insurance company for Oakesdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for Oakesdale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $370 less each year.
The least expensive car insurance company for new and young drivers in Oakesdale
In Oakesdale, State Farm costs young drivers $1,403 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakesdale
State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Oakesdale couple's premiums.
The cheapest car insurance in Oakesdale for drivers with bad credit
The best Oakesdale car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oakesdale, which was better than other insurers.
The cheapest large national provider in Oakesdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oakesdale driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakesdale, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Oakesdale
What Influences the Cost of Car Insurance in Oakesdale?
On average, car insurance in Oakesdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakesdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Oakesdale is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakesdale is $66 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belmont: Insurance costs 0.08% less
- Thornton: Insurance costs 0.08% less
- Farmington: Insurance costs 0.23% more
- Rosalia: Insurance costs 2.14% more
- Tekoa: Insurance costs 2.06% more
- Garfield: Insurance costs 0.31% less
- Steptoe: Insurance costs 0.15% less
- Latah: Insurance costs 5.49% more
- Malden: Insurance costs 2.21% more
- Waverly: Insurance costs 1.75% more
Cities with Similar Populations
- Merrimon: Insurance costs 6.48% less
- Noland: Insurance costs 27.31% more
- New Troy: Insurance costs 102.90% more
- New Town: Insurance costs 0.46% more
- Mound City: Insurance costs 18.99% more
- Morristown: Insurance costs 71.78% more
- Moro: Insurance costs 9.38% more
- Montezuma: Insurance costs 15.41% more
- Monmouth: Insurance costs 4.65% less
- Modena: Insurance costs 17.32% more