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Get Cheap Car Insurance in Oakland, MS
We monitor insurance prices, helping the average driver in Oakland save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Oakland
The chart below shows the cheapest car insurance company in Oakland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Oakland Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of Oakland Driver
Based on our extensive insurance data, we know the average Oakland driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some Oakland residents are paying out over $1,736 extra every year for auto insurance in Oakland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland, MS Savings / Yr. |
|---|---|
$297 |
|
$495 |
|
$386 |
|
$760 |
|
$1,761 |
|
$254 |
|
$774 |
Oakland Car Insurance vs. Mississippi
People living in Oakland pay an average of 1.64% more than the typical driver in the state. The average driver in Oakland can expect to pay about $988 per year, or $1,736 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oakland for most people.
Car Insurance Prices by Oakland Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland?
The map shows insurance prices in and around Oakland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,776 to a low of $1,676. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Oakland.Pick the Best Car Insurance Company for You in Oakland
The best car insurance provider for most drivers in Oakland
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $297 over the average Oakland car insurance company.
The best car insurance provider for Oakland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $495 over the competition.
The best car insurance company for Oakland drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for Oakland drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $760 less each year.
The least expensive car insurance company for new and young drivers in Oakland
In Oakland, Farm Bureau costs young drivers $1,761 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland
Farm Bureau gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Oakland couple's premiums.
The cheapest car insurance in Oakland for drivers with bad credit
The best Oakland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oakland driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Oakland
What Influences the Cost of Car Insurance in Oakland?
On average, car insurance in Oakland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Oakland is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland is $82 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tillatoba: Insurance costs 1.61% more
- Enid: Insurance costs 0.69% less
- Pope: Insurance costs 1.15% more
- Teasdale: Insurance costs 0.17% less
- Gatewood: Insurance costs 2.71% more
- Scobey: Insurance costs 1.27% more
- Charleston: Insurance costs 11.12% more
- Cascilla: Insurance costs 1.32% more
- Bryant: Insurance costs 0.98% less
- Coffeeville: Insurance costs 0.12% more
Cities with Similar Populations
- Alorton: Insurance costs 5.01% more
- Velarde: Insurance costs 9.10% less
- Wymore: Insurance costs 18.38% less
- Castle Dale: Insurance costs 22.12% less
- Buckingham: Insurance costs 28.05% less
- Brownton: Insurance costs 10.48% less
- Brownfield: Insurance costs 44.18% less
- Brookside Village: Insurance costs 4.09% more
- Bradbury: Insurance costs 32.43% more
- Booneville: Insurance costs 28.80% less