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Get Cheap Car Insurance in Oaklawn, LA
We monitor insurance prices, helping the average driver in Oaklawn save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Oaklawn
The chart below shows the cheapest car insurance company in Oaklawn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Oaklawn Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $113 |
| State Farm | $133 |
| Safeco Insurance | $134 |
| Clearcover | $149 |
Savings for Every Kind of Oaklawn Driver
Based on our extensive insurance data, we know the average Oaklawn driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $864 per year by choosing the right vehicle insurance company. Some Oaklawn residents are paying out over $3,107 extra every year for auto insurance in Oaklawn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oaklawn, LA Savings / Yr. |
|---|---|
$864 |
|
$1,516 |
|
$1,079 |
|
$1,627 |
|
$2,581 |
|
$801 |
|
$1,378 |
Oaklawn Car Insurance vs. Louisiana
People living in Oaklawn pay an average of 3.12% more than the typical driver in the state. The average driver in Oaklawn can expect to pay about $1,965 per year, or $3,107 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Oaklawn for most people.
Car Insurance Prices by Oaklawn Neighborhood
Insurance Prices
Where is insurance cheapest within Oaklawn?
The map shows insurance prices in and around Oaklawn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $3,210 to a low of $3,052. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Oaklawn.Pick the Best Car Insurance Company for You in Oaklawn
The best car insurance provider for most drivers in Oaklawn
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $864 over the average Oaklawn car insurance company.
The best car insurance provider for Oaklawn drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,516 over the competition.
The best car insurance company for Oaklawn drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,079 better than other car insurance companies.
The best auto insurance for Oaklawn drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,627 less each year.
The least expensive car insurance company for new and young drivers in Oaklawn
In Oaklawn, Farm Bureau costs young drivers $2,581 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oaklawn
Farm Bureau gave the largest car insurance discounts to married couples, averaging $801 saved each year compared to an average Oaklawn couple's premiums.
The cheapest car insurance in Oaklawn for drivers with bad credit
The best Oaklawn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oaklawn
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oaklawn driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oaklawn, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Oaklawn
What Influences the Cost of Car Insurance in Oaklawn?
On average, car insurance in Oaklawn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oaklawn is 42 minutes, which is a little more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oaklawn are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oaklawn is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oaklawn is $164 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lacombe: Insurance costs 0.71% more
- St. Joe: Insurance costs 0.23% more
- St. Benedict: Insurance costs 1.90% less
- Slidell: Insurance costs 7.53% more
- Pearl River: Insurance costs 1.80% more
- Mandeville: Insurance costs 1.87% more
- North Shore: Insurance costs 2.93% more
- Hickory: Insurance costs 0.51% less
- Lewisburg: Insurance costs 2.83% less
- Abita Springs: Insurance costs 0.03% less
Cities with Similar Populations
- Yolo: Insurance costs 39.36% less
- Wooster: Insurance costs 63.37% less
- Anna Maria: Insurance costs 11.72% less
- Woodville: Insurance costs 10.23% less
- Wilton: Insurance costs 53.33% less
- Baker Ridge: Insurance costs 53.81% less
- Bevil Oaks: Insurance costs 47.44% less
- Big River: Insurance costs 38.78% less
- Tyrrell: Insurance costs 65.05% less
- Bolivar: Insurance costs 56.20% less