Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Anna Maria, FL
We monitor insurance prices, helping the average driver in Anna Maria save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Anna Maria
The chart below shows the cheapest car insurance company in Anna Maria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Anna Maria Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $181 |
| Bristol West | $181 |
Savings for Every Kind of Anna Maria Driver
Based on our extensive insurance data, we know the average Anna Maria driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $802 per year by choosing the right vehicle insurance company. Some Anna Maria residents are paying out over $2,743 extra every year for auto insurance in Anna Maria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Anna Maria, FL Savings / Yr. |
|---|---|
$802 |
|
$1,178 |
|
$906 |
|
$897 |
|
$2,850 |
|
$779 |
|
$1,135 |
Anna Maria Car Insurance vs. Florida
People living in Anna Maria pay an average of 3.81% more than the typical driver in the state. The average driver in Anna Maria can expect to pay about $2,504 per year, or $2,743 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Anna Maria for most people.
Car Insurance Prices by Anna Maria Neighborhood
Insurance Prices
Where is insurance cheapest within Anna Maria?
The map shows insurance prices in and around Anna Maria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $226 per year within the city boundaries, with insurance premiums ranging from a high of $2,802 to a low of $2,576. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Anna Maria.Pick the Best Car Insurance Company for You in Anna Maria
The best car insurance provider for most drivers in Anna Maria
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $802 over the average Anna Maria car insurance company.
The best car insurance provider for Anna Maria drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,178 over the competition.
The best car insurance company for Anna Maria drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $906 better than other car insurance companies.
The best auto insurance for Anna Maria drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $897 less each year.
The least expensive car insurance company for new and young drivers in Anna Maria
In Anna Maria, Geico costs young drivers $2,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Anna Maria
Geico gave the largest car insurance discounts to married couples, averaging $779 saved each year compared to an average Anna Maria couple's premiums.
The cheapest car insurance in Anna Maria for drivers with bad credit
The best Anna Maria car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Anna Maria, which was better than other insurers.
The cheapest large national provider in Anna Maria
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Anna Maria driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Anna Maria, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Anna Maria
What Influences the Cost of Car Insurance in Anna Maria?
On average, car insurance in Anna Maria is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Anna Maria are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Anna Maria is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Anna Maria is $209 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holmes Beach: Insurance costs 2.95% less
- Bradenton Beach: Insurance costs 8.35% less
- West Bradenton: Insurance costs 8.64% less
- Terra Ceia: Insurance costs 8.57% less
- South Bradenton: Insurance costs 2.41% less
- Memphis: Insurance costs 3.35% less
- Bayshore Gardens: Insurance costs 4.85% less
- Palmetto: Insurance costs 5.61% less
- Ellenton: Insurance costs 6.93% less
- Bradenton: Insurance costs 6.93% less
Cities with Similar Populations
- Jamaica Beach: Insurance costs 41.20% less
- Noxon: Insurance costs 40.25% less
- Richfield: Insurance costs 59.97% less
- Red Cloud: Insurance costs 48.78% less
- Plankinton: Insurance costs 43.82% less
- Cuba: Insurance costs 49.03% less
- Pintada: Insurance costs 45.64% less
- Dawley Corners: Insurance costs 57.78% less
- Walhalla: Insurance costs 47.72% less
- Oshkosh: Insurance costs 46.41% less