Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oakwood, VA
We monitor insurance prices, helping the average driver in Oakwood save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Oakwood
The chart below shows the cheapest car insurance company in Oakwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Oakwood Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $52 |
| Farm Bureau | $54 |
| Safeco Insurance | $58 |
Savings for Every Kind of Oakwood Driver
Based on our extensive insurance data, we know the average Oakwood driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $476 per year by choosing the right vehicle insurance company. Some Oakwood residents are paying out over $1,262 extra every year for auto insurance in Oakwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakwood, VA Savings / Yr. |
|---|---|
$476 |
|
$812 |
|
$695 |
|
$679 |
|
$1,111 |
|
$254 |
|
$458 |
Oakwood Car Insurance vs. Virginia
People living in Oakwood pay an average of 3.86% more than the typical driver in the state. The average driver in Oakwood can expect to pay about $873 per year, or $1,262 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oakwood for most people.
Car Insurance Prices by Oakwood Neighborhood
Insurance Prices
Where is insurance cheapest within Oakwood?
The map shows insurance prices in and around Oakwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,323 to a low of $1,225. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Oakwood.Pick the Best Car Insurance Company for You in Oakwood
The best car insurance provider for most drivers in Oakwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $476 over the average Oakwood car insurance company.
The best car insurance provider for Oakwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $812 over the competition.
The best car insurance company for Oakwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $695 better than other car insurance companies.
The best auto insurance for Oakwood drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $679 less each year.
The least expensive car insurance company for new and young drivers in Oakwood
In Oakwood, Erie Insurance costs young drivers $1,111 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakwood
Farm Bureau gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Oakwood couple's premiums.
The cheapest car insurance in Oakwood for drivers with bad credit
The best Oakwood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oakwood, which was better than other insurers.
The cheapest large national provider in Oakwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakwood driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakwood, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Oakwood
What Influences the Cost of Car Insurance in Oakwood?
On average, car insurance in Oakwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oakwood has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakwood is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Janey: Insurance costs 2.30% less
- Mount Heron: Insurance costs 2.46% less
- Page: Insurance costs 0.87% less
- Roth: Insurance costs 2.61% more
- Deel: Insurance costs 2.69% less
- Marvin: Insurance costs 3.33% more
- Patterson: Insurance costs 1.98% more
- Deskins: Insurance costs 0.32% less
- Longbottom: Insurance costs 3.01% more
- Skeggs: Insurance costs 1.90% less
Cities with Similar Populations
- Bloomville: Insurance costs 15.06% less
- Miller: Insurance costs 28.45% more
- Roland: Insurance costs 3.65% less
- Pondville: Insurance costs 29.48% more
- Pattersonville: Insurance costs 66.48% more
- Park River: Insurance costs 11.49% more
- Palmyra: Insurance costs 24.09% less
- Newport: Insurance costs 69.81% more
- New Madison: Insurance costs 13.95% less
- Moss Hill: Insurance costs 32.17% more