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Get Cheap Car Insurance in Oil City, MS
We monitor insurance prices, helping the average driver in Oil City save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Oil City
The chart below shows the cheapest car insurance company in Oil City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Oil City Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of Oil City Driver
Based on our extensive insurance data, we know the average Oil City driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Oil City residents are paying out over $1,746 extra every year for auto insurance in Oil City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oil City, MS Savings / Yr. |
|---|---|
$298 |
|
$498 |
|
$388 |
|
$765 |
|
$1,771 |
|
$256 |
|
$779 |
Oil City Car Insurance vs. Mississippi
People living in Oil City pay an average of 2.22% more than the typical driver in the state. The average driver in Oil City can expect to pay about $994 per year, or $1,746 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oil City for most people.
Car Insurance Prices by Oil City Neighborhood
Insurance Prices
Where is insurance cheapest within Oil City?
The map shows insurance prices in and around Oil City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,763 to a low of $1,736. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Oil City.Pick the Best Car Insurance Company for You in Oil City
The best car insurance provider for most drivers in Oil City
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $298 over the average Oil City car insurance company.
The best car insurance provider for Oil City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Oil City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $388 better than other car insurance companies.
The best auto insurance for Oil City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $765 less each year.
The least expensive car insurance company for new and young drivers in Oil City
In Oil City, Farm Bureau costs young drivers $1,771 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oil City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Oil City couple's premiums.
The cheapest car insurance in Oil City for drivers with bad credit
The best Oil City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oil City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oil City driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oil City, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Oil City
What Influences the Cost of Car Insurance in Oil City?
On average, car insurance in Oil City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oil City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Oil City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oil City is $83 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Valley: Insurance costs 0.52% less
- Bentonia: Insurance costs 0.06% more
- Little Yazoo: Insurance costs 1.20% less
- Mechanicsburg: Insurance costs 0.34% more
- Satartia: Insurance costs 0.34% more
- Tinsley: Insurance costs 3.04% less
- Dover: Insurance costs the same
- Phoenix: Insurance costs 0.06% less
- Nevada: Insurance costs 0.74% less
- Nod: Insurance costs 0.69% less
Cities with Similar Populations
- Rehoboth: Insurance costs 30.58% less
- Pitcher: Insurance costs 19.76% more
- Plain View: Insurance costs 31.90% less
- Platte Woods: Insurance costs 3.21% more
- Pleasant Hill: Insurance costs 20.79% less
- Puryear Corner: Insurance costs 31.44% less
- Ralston: Insurance costs 30.76% less
- Rapidan: Insurance costs 12.89% less
- Raymond City: Insurance costs 13.00% less
- Reads Landing: Insurance costs 7.79% less