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Get Cheap Car Insurance in Old Greenwich, CT
We monitor insurance prices, helping the average driver in Old Greenwich save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Old Greenwich
The chart below shows the cheapest car insurance company in Old Greenwich for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Old Greenwich Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| State Farm | $88 |
| Safeco Insurance | $89 |
| Travelers | $89 |
Savings for Every Kind of Old Greenwich Driver
Based on our extensive insurance data, we know the average Old Greenwich driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $631 per year by choosing the right vehicle insurance company. Some Old Greenwich residents are paying out over $2,153 extra every year for auto insurance in Old Greenwich. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Greenwich, CT Savings / Yr. |
|---|---|
$631 |
|
$875 |
|
$607 |
|
$1,015 |
|
$2,388 |
|
$572 |
|
$961 |
Old Greenwich Car Insurance vs. Connecticut
People living in Old Greenwich pay an average of 11.26% more than the typical driver in the state. The average driver in Old Greenwich can expect to pay about $1,474 per year, or $2,153 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Greenwich for most people.
Car Insurance Prices by Old Greenwich Neighborhood
Insurance Prices
Where is insurance cheapest within Old Greenwich?
The map shows insurance prices in and around Old Greenwich, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $475 per year within the city boundaries, with insurance premiums ranging from a high of $2,554 to a low of $2,079. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Old Greenwich.Pick the Best Car Insurance Company for You in Old Greenwich
The best car insurance provider for most drivers in Old Greenwich
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $631 over the average Old Greenwich car insurance company.
The best car insurance provider for Old Greenwich drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $875 over the competition.
The best car insurance company for Old Greenwich drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $607 better than other car insurance companies.
The best auto insurance for Old Greenwich drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,015 less each year.
The least expensive car insurance company for new and young drivers in Old Greenwich
In Old Greenwich, State Farm costs young drivers $2,388 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Greenwich
State Farm gave the largest car insurance discounts to married couples, averaging $572 saved each year compared to an average Old Greenwich couple's premiums.
The cheapest car insurance in Old Greenwich for drivers with bad credit
The best Old Greenwich car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Greenwich
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Greenwich driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Greenwich, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Old Greenwich
What Influences the Cost of Car Insurance in Old Greenwich?
On average, car insurance in Old Greenwich is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Greenwich is 50 minutes, which is far more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Greenwich are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Old Greenwich is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Greenwich is $123 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Riverside: Insurance costs 2.14% more
- Cos Cob: Insurance costs 0.37% less
- Stamford: Insurance costs 7.25% more
- Greenwich: Insurance costs 0.09% more
- Darien: Insurance costs 2.42% less
- Port Chester: Insurance costs 38.83% more
- Rye Brook: Insurance costs 26.57% more
- Purchase: Insurance costs 21.92% more
- Rye: Insurance costs 24.71% more
- Harrison: Insurance costs 24.11% more
Cities with Similar Populations
- Mound: Insurance costs 22.34% less
- Poolesville: Insurance costs 13.24% less
- Polk City: Insurance costs 43.06% less
- Point Pleasant: Insurance costs 28.80% less
- Pine Brook: Insurance costs 14.07% less
- Mount Vernon: Insurance costs 0.05% less
- Mount Gilead: Insurance costs 48.03% less
- Mount Carmel: Insurance costs 36.74% less
- Mount Carmel: Insurance costs 33.12% less
- Port Isabel: Insurance costs 17.32% less