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Get Cheap Car Insurance in Old Jamestown, MO
We monitor insurance prices, helping the average driver in Old Jamestown save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Old Jamestown
The chart below shows the cheapest car insurance company in Old Jamestown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Old Jamestown Insurer | Monthly Cost |
|---|---|
| State Farm | $83 |
| Travelers | $83 |
| Safeco Insurance | $85 |
| Clearcover | $91 |
Savings for Every Kind of Old Jamestown Driver
Based on our extensive insurance data, we know the average Old Jamestown driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $593 per year by choosing the right vehicle insurance company. Some Old Jamestown residents are paying out over $2,198 extra every year for auto insurance in Old Jamestown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Jamestown, MO Savings / Yr. |
|---|---|
$593 |
|
$827 |
|
$757 |
|
$847 |
|
$1,787 |
|
$461 |
|
$708 |
Old Jamestown Car Insurance vs. Missouri
People living in Old Jamestown pay an average of 22.04% more than the typical driver in the state. The average driver in Old Jamestown can expect to pay about $1,353 per year, or $2,198 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Old Jamestown for most people.
Car Insurance Prices by Old Jamestown Neighborhood
Insurance Prices
Where is insurance cheapest within Old Jamestown?
The map shows insurance prices in and around Old Jamestown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the city boundaries, with insurance premiums ranging from a high of $2,336 to a low of $1,969. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Old Jamestown.Pick the Best Car Insurance Company for You in Old Jamestown
The best car insurance provider for most drivers in Old Jamestown
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $593 over the average Old Jamestown car insurance company.
The best car insurance provider for Old Jamestown drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $827 over the competition.
The best car insurance company for Old Jamestown drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $757 better than other car insurance companies.
The best auto insurance for Old Jamestown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Old Jamestown
In Old Jamestown, Travelers costs young drivers $1,787 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Jamestown
State Farm gave the largest car insurance discounts to married couples, averaging $461 saved each year compared to an average Old Jamestown couple's premiums.
The cheapest car insurance in Old Jamestown for drivers with bad credit
The best Old Jamestown car insurance company for customer service
Nationwide was the best company for customer service in Old Jamestown according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Jamestown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Jamestown driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Jamestown, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Old Jamestown
What Influences the Cost of Car Insurance in Old Jamestown?
On average, car insurance in Old Jamestown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Jamestown is 33 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Jamestown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Old Jamestown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Jamestown is $113 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Florissant: Insurance costs 1.91% less
- Black Jack: Insurance costs 4.91% more
- West Alton: Insurance costs 18.02% less
- Calverton Park: Insurance costs 0.73% more
- Hazelwood: Insurance costs 6.92% less
- Dellwood: Insurance costs 9.87% more
- Spanish Lake: Insurance costs 2.27% more
- Ferguson: Insurance costs 3.23% more
- Berkeley: Insurance costs 6.01% more
- Moline Acres: Insurance costs 13.88% more
Cities with Similar Populations
- Alsip: Insurance costs 21.16% less
- North Bay Shore: Insurance costs 39.04% more
- Oxford: Insurance costs 41.90% less
- Oxford: Insurance costs 27.02% less
- Orinda: Insurance costs 9.24% less
- Oregon: Insurance costs 50.45% less
- Ontario: Insurance costs 34.35% less
- Oneonta: Insurance costs 0.45% more
- Old Hickory: Insurance costs 32.80% less
- Okatie: Insurance costs 27.21% less