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Get Cheap Car Insurance in Olney, MT
We monitor insurance prices, helping the average driver in Olney save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Olney
The chart below shows the cheapest car insurance company in Olney for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Olney Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Travelers | $49 |
| Progressive | $51 |
| Midvale Home & Auto | $55 |
Savings for Every Kind of Olney Driver
Based on our extensive insurance data, we know the average Olney driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Olney residents are paying out over $1,660 extra every year for auto insurance in Olney. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olney, MT Savings / Yr. |
|---|---|
$415 |
|
$740 |
|
$591 |
|
$866 |
|
$1,886 |
|
$0 |
|
$730 |
Olney Car Insurance vs. Montana
People living in Olney pay an average of 2.50% more than the typical driver in the state. The average driver in Olney can expect to pay about $790 per year, or $1,660 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Olney for most people.
Car Insurance Prices by Olney Neighborhood
Insurance Prices
Where is insurance cheapest within Olney?
The map shows insurance prices in and around Olney, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,664 to a low of $1,648. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Olney.Pick the Best Car Insurance Company for You in Olney
The best car insurance provider for most drivers in Olney
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $415 over the average Olney car insurance company.
The best car insurance provider for Olney drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for Olney drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.
The best auto insurance for Olney drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $866 less each year.
The least expensive car insurance company for new and young drivers in Olney
In Olney, State Farm costs young drivers $1,886 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olney
The cheapest car insurance in Olney for drivers with bad credit
The best Olney car insurance company for customer service
Recent price drops
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The cheapest large national provider in Olney
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Olney driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olney, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Olney
What Influences the Cost of Car Insurance in Olney?
On average, car insurance in Olney is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Olney is 35 minutes, which is far more than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Olney is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Olney is $66 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Whitefish: Insurance costs 1.87% less
- Stryker: Insurance costs 0.18% more
- Halfmoon: Insurance costs 2.83% less
- Northridge Heights: Insurance costs 4.70% less
- Trego: Insurance costs 0.12% more
- Columbia Falls: Insurance costs 2.23% less
- La Salle: Insurance costs 0.48% less
- Evergreen: Insurance costs 4.28% less
- Kalispell: Insurance costs 3.43% less
- Hungry Horse: Insurance costs 0.42% less
Cities with Similar Populations
- Sadorus: Insurance costs 17.71% less
- Junction: Insurance costs 35.54% less
- Justice: Insurance costs 22.59% less
- Kansas: Insurance costs 36.08% less
- Kerr: Insurance costs 3.01% more
- Kimball: Insurance costs 3.13% less
- Kinards: Insurance costs 2.83% less
- Kingdom City: Insurance costs 6.51% more
- Kingfield: Insurance costs 18.55% less
- Kingsbury: Insurance costs 27.23% more