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Get Cheap Car Insurance in Onaway, MI
We monitor insurance prices, helping the average driver in Onaway save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Onaway
The chart below shows the cheapest car insurance company in Onaway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Onaway Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $105 |
| Progressive | $120 |
| State Farm | $121 |
| Safeco Insurance | $128 |
Savings for Every Kind of Onaway Driver
Based on our extensive insurance data, we know the average Onaway driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,142 per year by choosing the right vehicle insurance company. Some Onaway residents are paying out over $2,842 extra every year for auto insurance in Onaway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Onaway, MI Savings / Yr. |
|---|---|
$1,142 |
|
$1,864 |
|
$1,650 |
|
$2,508 |
|
$2,958 |
|
$0 |
|
$0 |
Onaway Car Insurance vs. Michigan
People living in Onaway pay an average of 1.97% less than the typical driver in the state. The average driver in Onaway can expect to pay about $2,159 per year, or $2,842 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Onaway for most people.
Car Insurance Prices by Onaway Neighborhood
Insurance Prices
Where is insurance cheapest within Onaway?
The map shows insurance prices in and around Onaway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $345 per year within the city boundaries, with insurance premiums ranging from a high of $2,986 to a low of $2,641. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Onaway.Pick the Best Car Insurance Company for You in Onaway
The best car insurance provider for most drivers in Onaway
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,142 over the average Onaway car insurance company.
The best car insurance provider for Onaway drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,864 over the competition.
The best car insurance company for Onaway drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,650 better than other car insurance companies.
The best auto insurance for Onaway drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,508 less each year.
The least expensive car insurance company for new and young drivers in Onaway
In Onaway, Geico costs young drivers $2,958 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Onaway
The cheapest car insurance in Onaway for drivers with bad credit
The best Onaway car insurance company for customer service
Recent price drops
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The cheapest large national provider in Onaway
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Onaway driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Onaway, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Onaway
What Influences the Cost of Car Insurance in Onaway?
On average, car insurance in Onaway is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Onaway is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Onaway is $180 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coddes Beach: Insurance costs 3.24% less
- Tower: Insurance costs 0.21% less
- Ocqueoc: Insurance costs 1.13% less
- Millersburg: Insurance costs 2.18% less
- Afton: Insurance costs 4.64% less
- Canada Creek Ranch: Insurance costs 0.56% less
- Alverno: Insurance costs 2.64% less
- Hawks: Insurance costs 0.95% less
- Indian River: Insurance costs 1.90% less
- Wolverine: Insurance costs 4.19% less
Cities with Similar Populations
- Astatula: Insurance costs 15.17% less
- Helmetta: Insurance costs 35.71% less
- Hamilton: Insurance costs 59.43% less
- Greenville: Insurance costs 22.94% less
- Erin: Insurance costs 52.22% less
- Corbett: Insurance costs 43.81% less
- Cambridge City: Insurance costs 57.14% less
- St. Clair: Insurance costs 52.71% less
- McAlisterville: Insurance costs 53.94% less
- New Bloomfield: Insurance costs 37.47% less