Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oregon City, CA
We monitor insurance prices, helping the average driver in Oregon City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Oregon City
The chart below shows the cheapest car insurance company in Oregon City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Oregon City Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of Oregon City Driver
Based on our extensive insurance data, we know the average Oregon City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $593 per year by choosing the right vehicle insurance company. Some Oregon City residents are paying out over $1,854 extra every year for auto insurance in Oregon City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oregon City, CA Savings / Yr. |
|---|---|
$593 |
|
$1,086 |
|
$859 |
|
$1,509 |
|
$775 |
|
$336 |
|
$0 |
Oregon City Car Insurance vs. California
People living in Oregon City pay an average of 7.68% less than the typical driver in the state. The average driver in Oregon City can expect to pay about $868 per year, or $1,854 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oregon City for most people.
Car Insurance Prices by Oregon City Neighborhood
Insurance Prices
Where is insurance cheapest within Oregon City?
The map shows insurance prices in and around Oregon City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,856 to a low of $1,824. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Oregon City.Pick the Best Car Insurance Company for You in Oregon City
The best car insurance provider for most drivers in Oregon City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $593 over the average Oregon City car insurance company.
The best car insurance provider for Oregon City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,086 over the competition.
The best car insurance company for Oregon City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $859 better than other car insurance companies.
The best auto insurance for Oregon City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,509 less each year.
The least expensive car insurance company for new and young drivers in Oregon City
In Oregon City, State Farm costs young drivers $775 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oregon City
Progressive gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Oregon City couple's premiums.
The cheapest car insurance in Oregon City for drivers with bad credit
The best Oregon City car insurance company for customer service
Nationwide was the best company for customer service in Oregon City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oregon City, which was better than other insurers.
The cheapest large national provider in Oregon City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Oregon City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oregon City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Oregon City
What Influences the Cost of Car Insurance in Oregon City?
On average, car insurance in Oregon City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oregon City is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oregon City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oregon City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oregon City is $72 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Honcut: Insurance costs 0.54% more
- Oroville: Insurance costs 4.10% more
- Pentz: Insurance costs 1.19% less
- Oroville East: Insurance costs 3.02% more
- Berry Creek: Insurance costs 0.54% less
- Yankee Hill: Insurance costs 2.43% less
- Thermalito: Insurance costs 6.09% more
- South Oroville: Insurance costs 7.12% more
- Butte Valley: Insurance costs 3.24% less
- Feather Falls: Insurance costs 1.56% less
Cities with Similar Populations
- Mulch: Insurance costs 37.70% less
- Montevideo: Insurance costs 2.54% less
- Monticello: Insurance costs 27.45% less
- Montpelier: Insurance costs 12.14% more
- Monument: Insurance costs 13.11% less
- Moons: Insurance costs 27.02% less
- Moorewood: Insurance costs 6.80% less
- Moorman: Insurance costs 11.92% more
- Morrisvale: Insurance costs 11.81% less
- Morton: Insurance costs 4.53% less