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Get Cheap Car Insurance in Oroville, CA
We monitor insurance prices, helping the average driver in Oroville save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Oroville
The chart below shows the cheapest car insurance company in Oroville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Oroville Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Oroville Driver
Based on our extensive insurance data, we know the average Oroville driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $617 per year by choosing the right vehicle insurance company. Some Oroville residents are paying out over $1,930 extra every year for auto insurance in Oroville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oroville, CA Savings / Yr. |
|---|---|
$617 |
|
$1,131 |
|
$894 |
|
$1,571 |
|
$807 |
|
$350 |
|
$0 |
Oroville Car Insurance vs. California
People living in Oroville pay an average of 3.86% less than the typical driver in the state. The average driver in Oroville can expect to pay about $904 per year, or $1,930 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oroville for most people.
Car Insurance Prices by Oroville Neighborhood
Insurance Prices
Where is insurance cheapest within Oroville?
The map shows insurance prices in and around Oroville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $454 per year within the city boundaries, with insurance premiums ranging from a high of $2,217 to a low of $1,763. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Oroville.Pick the Best Car Insurance Company for You in Oroville
The best car insurance provider for most drivers in Oroville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $617 over the average Oroville car insurance company.
The best car insurance provider for Oroville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,131 over the competition.
The best car insurance company for Oroville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $894 better than other car insurance companies.
The best auto insurance for Oroville drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,571 less each year.
The least expensive car insurance company for new and young drivers in Oroville
In Oroville, State Farm costs young drivers $807 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oroville
Progressive gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average Oroville couple's premiums.
The cheapest car insurance in Oroville for drivers with bad credit
The best Oroville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oroville
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Oroville driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oroville, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Oroville
What Influences the Cost of Car Insurance in Oroville?
On average, car insurance in Oroville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oroville is 29 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oroville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Oroville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oroville is $75 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Oroville: Insurance costs 2.90% more
- Oroville East: Insurance costs 1.04% less
- Thermalito: Insurance costs 1.92% more
- Honcut: Insurance costs 3.42% less
- Oregon City: Insurance costs 3.94% less
- Palermo: Insurance costs 2.95% less
- Pentz: Insurance costs 5.08% less
- Butte Valley: Insurance costs 7.05% less
- Berry Creek: Insurance costs 4.46% less
- Bangor: Insurance costs 4.30% less
Cities with Similar Populations
- Acton: Insurance costs 19.33% less
- Ada: Insurance costs 11.92% less
- Albany: Insurance costs 9.69% more
- Allston: Insurance costs 0.73% more
- Alta Loma: Insurance costs 13.78% more
- Alvarado: Insurance costs 12.64% less
- Bellefonte: Insurance costs 33.83% less
- Panama City Beach: Insurance costs 21.30% more
- Portland: Insurance costs 30.31% less
- Port Hueneme: Insurance costs 11.87% more