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Get Cheap Car Insurance in Orlando, NY
We monitor insurance prices, helping the average driver in Orlando save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Orlando
The chart below shows the cheapest car insurance company in Orlando for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Orlando Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Orlando Driver
Based on our extensive insurance data, we know the average Orlando driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $630 per year by choosing the right vehicle insurance company. Some Orlando residents are paying out over $2,112 extra every year for auto insurance in Orlando. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orlando, NY Savings / Yr. |
|---|---|
$630 |
|
$402 |
|
$802 |
|
$812 |
|
$1,989 |
|
$666 |
|
$1,060 |
Orlando Car Insurance vs. New York
People living in Orlando pay an average of 12.89% less than the typical driver in the state. The average driver in Orlando can expect to pay about $1,532 per year, or $2,112 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Orlando for most people.
Car Insurance Prices by Orlando Neighborhood
Insurance Prices
Where is insurance cheapest within Orlando?
The map shows insurance prices in and around Orlando, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $2,137 to a low of $2,095. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Orlando.Pick the Best Car Insurance Company for You in Orlando
The best car insurance provider for most drivers in Orlando
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $630 over the average Orlando car insurance company.
The best car insurance provider for Orlando drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Orlando drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $802 better than other car insurance companies.
The best auto insurance for Orlando drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $812 less each year.
The least expensive car insurance company for new and young drivers in Orlando
In Orlando, Progressive costs young drivers $1,989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orlando
Progressive gave the largest car insurance discounts to married couples, averaging $666 saved each year compared to an average Orlando couple's premiums.
The cheapest car insurance in Orlando for drivers with bad credit
The best Orlando car insurance company for customer service
Recent price drops
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The cheapest large national provider in Orlando
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orlando driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orlando, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Orlando
What Influences the Cost of Car Insurance in Orlando?
On average, car insurance in Orlando is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Orlando is 30 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orlando are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Orlando has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orlando is $128 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Little Valley: Insurance costs 0.66% more
- Napoli: Insurance costs 0.85% more
- Salamanca: Insurance costs 6.77% more
- New Albion: Insurance costs 2.08% more
- Peth: Insurance costs 0.62% less
- East Randolph: Insurance costs 0.71% more
- Red House: Insurance costs 1.47% more
- Randolph: Insurance costs 1.04% more
- Cattaraugus: Insurance costs 1.66% more
- Maples: Insurance costs 0.52% more
Cities with Similar Populations
- New Cumberland: Insurance costs 48.06% less
- Michigan Bluff: Insurance costs 4.26% less
- Middle Run: Insurance costs 28.98% less
- Middletown: Insurance costs 40.44% less
- Midkiff: Insurance costs 20.50% less
- Mileston: Insurance costs 16.95% less
- Mill City: Insurance costs 4.69% less
- Milo: Insurance costs 18.99% less
- Milton: Insurance costs 10.09% less
- Mitchell: Insurance costs 30.35% less