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Get Cheap Car Insurance in Pacific Palisades, CA
We monitor insurance prices, helping the average driver in Pacific Palisades save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pacific Palisades
The chart below shows the cheapest car insurance company in Pacific Palisades for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pacific Palisades Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Pacific Palisades Driver
Based on our extensive insurance data, we know the average Pacific Palisades driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some Pacific Palisades residents are paying out over $2,261 extra every year for auto insurance in Pacific Palisades. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pacific Palisades, CA Savings / Yr. |
|---|---|
$723 |
|
$1,324 |
|
$1,047 |
|
$1,840 |
|
$945 |
|
$410 |
|
$0 |
Pacific Palisades Car Insurance vs. California
People living in Pacific Palisades pay an average of 12.62% more than the typical driver in the state. The average driver in Pacific Palisades can expect to pay about $1,059 per year, or $2,261 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pacific Palisades for most people.
Car Insurance Prices by Pacific Palisades Neighborhood
Insurance Prices
Where is insurance cheapest within Pacific Palisades?
The map shows insurance prices in and around Pacific Palisades, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $258 per year within the city boundaries, with insurance premiums ranging from a high of $2,403 to a low of $2,145. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Pacific Palisades.Pick the Best Car Insurance Company for You in Pacific Palisades
The best car insurance provider for most drivers in Pacific Palisades
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $723 over the average Pacific Palisades car insurance company.
The best car insurance provider for Pacific Palisades drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,324 over the competition.
The best car insurance company for Pacific Palisades drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,047 better than other car insurance companies.
The best auto insurance for Pacific Palisades drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,840 less each year.
The least expensive car insurance company for new and young drivers in Pacific Palisades
In Pacific Palisades, State Farm costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pacific Palisades
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Pacific Palisades couple's premiums.
The cheapest car insurance in Pacific Palisades for drivers with bad credit
The best Pacific Palisades car insurance company for customer service
Nationwide was the best company for customer service in Pacific Palisades according to the NAIC.
Recent price drops
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The cheapest large national provider in Pacific Palisades
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pacific Palisades driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pacific Palisades, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pacific Palisades
What Influences the Cost of Car Insurance in Pacific Palisades?
On average, car insurance in Pacific Palisades is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pacific Palisades is 34 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pacific Palisades are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pacific Palisades is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pacific Palisades is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Santa Monica: Insurance costs 5.62% more
- Topanga: Insurance costs 2.03% more
- Venice: Insurance costs 5.53% more
- Marina Del Rey: Insurance costs 8.14% more
- Beverly Hills: Insurance costs 8.98% more
- Tarzana: Insurance costs 13.98% more
- Encino: Insurance costs 17.34% more
- Culver City: Insurance costs 5.71% more
- Playa Del Rey: Insurance costs 3.05% more
- Sherman Oaks: Insurance costs 13.36% more
Cities with Similar Populations
- Powell: Insurance costs 38.57% less
- Murray: Insurance costs 9.42% less
- Nazareth: Insurance costs 39.32% less
- Ottumwa: Insurance costs 45.20% less
- Owatonna: Insurance costs 32.07% less
- Paris: Insurance costs 17.91% less
- Patterson: Insurance costs 8.27% less
- Peyton: Insurance costs 13.84% less
- Phillipsburg: Insurance costs 18.75% less
- Plum: Insurance costs 38.70% less