Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Palisade, MN
We monitor insurance prices, helping the average driver in Palisade save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Palisade
The chart below shows the cheapest car insurance company in Palisade for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Palisade Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Auto-Owners Insurance | $58 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Palisade Driver
Based on our extensive insurance data, we know the average Palisade driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Palisade residents are paying out over $1,653 extra every year for auto insurance in Palisade. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palisade, MN Savings / Yr. |
|---|---|
$445 |
|
$560 |
|
$360 |
|
$732 |
|
$1,255 |
|
$372 |
|
$977 |
Palisade Car Insurance vs. Minnesota
People living in Palisade pay an average of 2.92% more than the typical driver in the state. The average driver in Palisade can expect to pay about $855 per year, or $1,653 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Palisade for most people.
Car Insurance Prices by Palisade Neighborhood
Insurance Prices
Where is insurance cheapest within Palisade?
The map shows insurance prices in and around Palisade, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $59 per year within the city boundaries, with insurance premiums ranging from a high of $1,661 to a low of $1,602. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Palisade.Pick the Best Car Insurance Company for You in Palisade
The best car insurance provider for most drivers in Palisade
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $445 over the average Palisade car insurance company.
The best car insurance provider for Palisade drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $560 over the competition.
The best car insurance company for Palisade drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $360 better than other car insurance companies.
The best auto insurance for Palisade drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $732 less each year.
The least expensive car insurance company for new and young drivers in Palisade
In Palisade, State Farm costs young drivers $1,255 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palisade
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Palisade couple's premiums.
The cheapest car insurance in Palisade for drivers with bad credit
The best Palisade car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Palisade, which was better than other insurers.
The cheapest large national provider in Palisade
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Palisade driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palisade, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Palisade
What Influences the Cost of Car Insurance in Palisade?
On average, car insurance in Palisade is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palisade is 42 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palisade are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Palisade is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palisade is $71 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waukenabo: Insurance costs 0.30% more
- Hassman: Insurance costs 2.30% less
- Kimberly: Insurance costs 1.69% less
- Minnewawa: Insurance costs the same
- McGregor: Insurance costs the same
- Rossburg: Insurance costs 1.94% less
- Sheshebee: Insurance costs 0.36% more
- Little Pine: Insurance costs 2.84% less
- Aitkin: Insurance costs 1.88% less
- Thor: Insurance costs 0.54% more
Cities with Similar Populations
- Stonington: Insurance costs 41.98% less
- Hestertown: Insurance costs 14.76% less
- Homecroft: Insurance costs 25.17% less
- House: Insurance costs 3.09% less
- Institute: Insurance costs 35.45% less
- Ira: Insurance costs 22.69% less
- Smoot: Insurance costs 6.96% less
- Snelling: Insurance costs 12.34% more
- Sparks: Insurance costs 4.30% less
- Spickard: Insurance costs 9.20% more