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Get Cheap Car Insurance in Palm Beach Gardens, FL
We monitor insurance prices, helping the average driver in Palm Beach Gardens save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Palm Beach Gardens
The chart below shows the cheapest car insurance company in Palm Beach Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Palm Beach Gardens Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $181 |
| Bristol West | $181 |
Savings for Every Kind of Palm Beach Gardens Driver
Based on our extensive insurance data, we know the average Palm Beach Gardens driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $801 per year by choosing the right vehicle insurance company. Some Palm Beach Gardens residents are paying out over $2,736 extra every year for auto insurance in Palm Beach Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palm Beach Gardens, FL Savings / Yr. |
|---|---|
$801 |
|
$1,176 |
|
$904 |
|
$895 |
|
$2,843 |
|
$777 |
|
$1,132 |
Palm Beach Gardens Car Insurance vs. Florida
People living in Palm Beach Gardens pay an average of 3.58% more than the typical driver in the state. The average driver in Palm Beach Gardens can expect to pay about $2,498 per year, or $2,736 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Palm Beach Gardens for most people.
Car Insurance Prices by Palm Beach Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Palm Beach Gardens?
The map shows insurance prices in and around Palm Beach Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $432 per year within the city boundaries, with insurance premiums ranging from a high of $3,013 to a low of $2,581. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Palm Beach Gardens.Pick the Best Car Insurance Company for You in Palm Beach Gardens
The best car insurance provider for most drivers in Palm Beach Gardens
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $801 over the average Palm Beach Gardens car insurance company.
The best car insurance provider for Palm Beach Gardens drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,176 over the competition.
The best car insurance company for Palm Beach Gardens drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $904 better than other car insurance companies.
The best auto insurance for Palm Beach Gardens drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $895 less each year.
The least expensive car insurance company for new and young drivers in Palm Beach Gardens
In Palm Beach Gardens, Geico costs young drivers $2,843 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palm Beach Gardens
Geico gave the largest car insurance discounts to married couples, averaging $777 saved each year compared to an average Palm Beach Gardens couple's premiums.
The cheapest car insurance in Palm Beach Gardens for drivers with bad credit
The best Palm Beach Gardens car insurance company for customer service
Allstate was the best company for customer service in Palm Beach Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Palm Beach Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palm Beach Gardens driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palm Beach Gardens, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Palm Beach Gardens
What Influences the Cost of Car Insurance in Palm Beach Gardens?
On average, car insurance in Palm Beach Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palm Beach Gardens are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Palm Beach Gardens has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palm Beach Gardens is $208 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Palm Beach: Insurance costs 3.44% more
- Juno Ridge: Insurance costs 1.13% less
- Lake Park: Insurance costs 15.61% more
- Juno Beach: Insurance costs 1.39% less
- Riviera Beach: Insurance costs 15.83% more
- Jupiter: Insurance costs 2.52% less
- Mangonia Park: Insurance costs 29.53% more
- Palm Beach Shores: Insurance costs 6.29% more
- Limestone Creek: Insurance costs 3.14% less
- Jupiter Inlet Colony: Insurance costs 0.66% less
Cities with Similar Populations
- Placentia: Insurance costs 21.24% less
- Altoona: Insurance costs 51.13% less
- Monroe: Insurance costs 53.29% less
- Mount Juliet: Insurance costs 48.76% less
- Murray: Insurance costs 45.03% less
- National City: Insurance costs 23.21% less
- New Baltimore: Insurance costs 12.87% more
- New Brunswick: Insurance costs 23.65% less
- Newark: Insurance costs 59.43% less
- Owings Mills: Insurance costs 19.63% less