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Get Cheap Car Insurance in Palo Verde, CA
We monitor insurance prices, helping the average driver in Palo Verde save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Palo Verde
The chart below shows the cheapest car insurance company in Palo Verde for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Palo Verde Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Palo Verde Driver
Based on our extensive insurance data, we know the average Palo Verde driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $583 per year by choosing the right vehicle insurance company. Some Palo Verde residents are paying out over $1,822 extra every year for auto insurance in Palo Verde. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palo Verde, CA Savings / Yr. |
|---|---|
$583 |
|
$1,067 |
|
$844 |
|
$1,483 |
|
$761 |
|
$330 |
|
$0 |
Palo Verde Car Insurance vs. California
People living in Palo Verde pay an average of 9.26% less than the typical driver in the state. The average driver in Palo Verde can expect to pay about $853 per year, or $1,822 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Palo Verde for most people.
Car Insurance Prices by Palo Verde Neighborhood
Insurance Prices
Where is insurance cheapest within Palo Verde?
The map shows insurance prices in and around Palo Verde, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the city boundaries, with insurance premiums ranging from a high of $1,950 to a low of $1,810. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Palo Verde.Pick the Best Car Insurance Company for You in Palo Verde
The best car insurance provider for most drivers in Palo Verde
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $583 over the average Palo Verde car insurance company.
The best car insurance provider for Palo Verde drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,067 over the competition.
The best car insurance company for Palo Verde drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $844 better than other car insurance companies.
The best auto insurance for Palo Verde drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,483 less each year.
The least expensive car insurance company for new and young drivers in Palo Verde
In Palo Verde, State Farm costs young drivers $761 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palo Verde
Progressive gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Palo Verde couple's premiums.
The cheapest car insurance in Palo Verde for drivers with bad credit
The best Palo Verde car insurance company for customer service
Nationwide was the best company for customer service in Palo Verde according to the NAIC.
Recent price drops
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The cheapest large national provider in Palo Verde
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Palo Verde driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palo Verde, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Palo Verde
What Influences the Cost of Car Insurance in Palo Verde?
On average, car insurance in Palo Verde is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palo Verde are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Palo Verde is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palo Verde is $71 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cibola: Insurance costs 7.90% less
- Ripley: Insurance costs 2.25% less
- North Shore: Insurance costs 6.92% more
- Salton City: Insurance costs 3.18% more
- Mecca: Insurance costs 17.95% more
- Oasis: Insurance costs 8.78% more
- Thermal: Insurance costs 6.97% more
- One Hundred Palms: Insurance costs 6.48% more
- Pinyon Pines: Insurance costs 3.84% more
- Thomas Mountain: Insurance costs 3.73% more
Cities with Similar Populations
- Saundersville: Insurance costs 18.83% more
- Lugert: Insurance costs 6.48% less
- Lund: Insurance costs 39.90% less
- Lunenburg: Insurance costs 9.33% less
- Lupus: Insurance costs 3.57% less
- Lustre: Insurance costs 9.50% less
- Lyman: Insurance costs 31.78% less
- Mapleville: Insurance costs 30.57% less
- Medicine Mound: Insurance costs 3.18% more
- Saco: Insurance costs 0.33% more