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Get Cheap Car Insurance in Pinyon Pines, CA
We monitor insurance prices, helping the average driver in Pinyon Pines save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pinyon Pines
The chart below shows the cheapest car insurance company in Pinyon Pines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pinyon Pines Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Pinyon Pines Driver
Based on our extensive insurance data, we know the average Pinyon Pines driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Pinyon Pines residents are paying out over $1,892 extra every year for auto insurance in Pinyon Pines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pinyon Pines, CA Savings / Yr. |
|---|---|
$605 |
|
$1,108 |
|
$877 |
|
$1,540 |
|
$791 |
|
$343 |
|
$0 |
Pinyon Pines Car Insurance vs. California
People living in Pinyon Pines pay an average of 5.75% less than the typical driver in the state. The average driver in Pinyon Pines can expect to pay about $886 per year, or $1,892 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pinyon Pines for most people.
Car Insurance Prices by Pinyon Pines Neighborhood
Insurance Prices
Where is insurance cheapest within Pinyon Pines?
The map shows insurance prices in and around Pinyon Pines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $1,897 to a low of $1,889. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Pinyon Pines.Pick the Best Car Insurance Company for You in Pinyon Pines
The best car insurance provider for most drivers in Pinyon Pines
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $605 over the average Pinyon Pines car insurance company.
The best car insurance provider for Pinyon Pines drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,108 over the competition.
The best car insurance company for Pinyon Pines drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $877 better than other car insurance companies.
The best auto insurance for Pinyon Pines drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,540 less each year.
The least expensive car insurance company for new and young drivers in Pinyon Pines
In Pinyon Pines, State Farm costs young drivers $791 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pinyon Pines
Progressive gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Pinyon Pines couple's premiums.
The cheapest car insurance in Pinyon Pines for drivers with bad credit
The best Pinyon Pines car insurance company for customer service
Nationwide was the best company for customer service in Pinyon Pines according to the NAIC.
Recent price drops
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The cheapest large national provider in Pinyon Pines
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pinyon Pines driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pinyon Pines, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pinyon Pines
What Influences the Cost of Car Insurance in Pinyon Pines?
On average, car insurance in Pinyon Pines is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pinyon Pines are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pinyon Pines is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pinyon Pines is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mountain Center: Insurance costs 0.42% more
- Thomas Mountain: Insurance costs 0.11% less
- Idyllwild: Insurance costs 0.79% more
- Anza: Insurance costs 0.90% more
- Fern Valley: Insurance costs 1.80% more
- La Quinta: Insurance costs 9.46% more
- Valerie: Insurance costs 1.90% more
- Cahuilla: Insurance costs 0.58% more
- Vista Santa Rosa: Insurance costs 3.33% more
- One Hundred Palms: Insurance costs 2.54% more
Cities with Similar Populations
- Glenham: Insurance costs 11.47% less
- Tupman: Insurance costs 2.70% less
- Tumbleton: Insurance costs 25.16% less
- Toivola: Insurance costs 56.82% more
- Hackett: Insurance costs 16.01% less
- Hackberry: Insurance costs 9.99% less
- Gum Sulphur: Insurance costs 14.69% more
- Grelton: Insurance costs 44.98% less
- Grass Valley: Insurance costs 23.94% less
- Granjeno: Insurance costs 5.39% less