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Get Cheap Car Insurance in La Quinta, CA
We monitor insurance prices, helping the average driver in La Quinta save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in La Quinta
The chart below shows the cheapest car insurance company in La Quinta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| La Quinta Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of La Quinta Driver
Based on our extensive insurance data, we know the average La Quinta driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $662 per year by choosing the right vehicle insurance company. Some La Quinta residents are paying out over $2,071 extra every year for auto insurance in La Quinta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Quinta, CA Savings / Yr. |
|---|---|
$662 |
|
$1,213 |
|
$959 |
|
$1,685 |
|
$865 |
|
$375 |
|
$0 |
La Quinta Car Insurance vs. California
People living in La Quinta pay an average of 3.12% more than the typical driver in the state. The average driver in La Quinta can expect to pay about $969 per year, or $2,071 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Quinta for most people.
Car Insurance Prices by La Quinta Neighborhood
Insurance Prices
Where is insurance cheapest within La Quinta?
The map shows insurance prices in and around La Quinta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the city boundaries, with insurance premiums ranging from a high of $2,222 to a low of $1,900. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of La Quinta.Pick the Best Car Insurance Company for You in La Quinta
The best car insurance provider for most drivers in La Quinta
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $662 over the average La Quinta car insurance company.
The best car insurance provider for La Quinta drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,213 over the competition.
The best car insurance company for La Quinta drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $959 better than other car insurance companies.
The best auto insurance for La Quinta drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,685 less each year.
The least expensive car insurance company for new and young drivers in La Quinta
In La Quinta, State Farm costs young drivers $865 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Quinta
Progressive gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average La Quinta couple's premiums.
The cheapest car insurance in La Quinta for drivers with bad credit
The best La Quinta car insurance company for customer service
Recent price drops
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The cheapest large national provider in La Quinta
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average La Quinta driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Quinta, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around La Quinta
What Influences the Cost of Car Insurance in La Quinta?
On average, car insurance in La Quinta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Quinta are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- La Quinta is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Quinta is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Indian Wells: Insurance costs 3.86% less
- Indio: Insurance costs 3.24% more
- Vista Santa Rosa: Insurance costs 5.60% less
- Valerie: Insurance costs 6.90% less
- Palm Desert: Insurance costs 3.19% less
- Coachella: Insurance costs 6.90% more
- Desert Palms: Insurance costs 1.98% less
- Rancho Mirage: Insurance costs 1.74% less
- One Hundred Palms: Insurance costs 6.33% less
- Thermal: Insurance costs 5.89% less
Cities with Similar Populations
- Temple City: Insurance costs 12.99% more
- Fenton: Insurance costs 9.13% less
- Florence: Insurance costs 15.74% less
- Gahanna: Insurance costs 43.51% less
- Grass Valley: Insurance costs 10.67% less
- Greenfield: Insurance costs 43.41% less
- Holiday: Insurance costs 36.50% more
- Severn: Insurance costs 1.88% less
- Sewell: Insurance costs 12.60% less
- Shrewsbury: Insurance costs 21.83% less