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Get Cheap Car Insurance in Park Hill, OK
We monitor insurance prices, helping the average driver in Park Hill save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in Park Hill
The chart below shows the cheapest car insurance company in Park Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| Park Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Safeco Insurance | $57 |
| Travelers | $62 |
| Farm Bureau | $63 |
Savings for Every Kind of Park Hill Driver
Based on our extensive insurance data, we know the average Park Hill driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Park Hill residents are paying out over $1,711 extra every year for auto insurance in Park Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Hill, OK Savings / Yr. |
|---|---|
$358 |
|
$778 |
|
$614 |
|
$513 |
|
$1,540 |
|
$358 |
|
$578 |
Park Hill Car Insurance vs. Oklahoma
People living in Park Hill pay an average of 1.88% less than the typical driver in the state. The average driver in Park Hill can expect to pay about $835 per year, or $1,711 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Park Hill for most people.
Car Insurance Prices by Park Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Park Hill?
The map shows insurance prices in and around Park Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,732 to a low of $1,693. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Park Hill.Pick the Best Car Insurance Company for You in Park Hill
The best car insurance provider for most drivers in Park Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $358 over the average Park Hill car insurance company.
The best car insurance provider for Park Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for Park Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Park Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $513 less each year.
The least expensive car insurance company for new and young drivers in Park Hill
In Park Hill, State Farm costs young drivers $1,540 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Hill
State Farm gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average Park Hill couple's premiums.
The cheapest car insurance in Park Hill for drivers with bad credit
The best Park Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Park Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Park Hill driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Hill, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Park Hill
What Influences the Cost of Car Insurance in Park Hill?
On average, car insurance in Park Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Park Hill is 31 minutes, which is about the national average for a driver in the state.
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Park Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Park Hill is $70 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pettit: Insurance costs the same
- Welling: Insurance costs 0.35% more
- Tahlequah: Insurance costs the same
- Qualls: Insurance costs the same
- Rocky Mountain: Insurance costs 1.17% more
- Eldon: Insurance costs 0.82% less
- Shady Grove: Insurance costs 0.18% less
- Wauhillau: Insurance costs 0.53% more
- Hulbert: Insurance costs 0.76% more
- Fort Gibson: Insurance costs 0.23% less
Cities with Similar Populations
- Hawthorne: Insurance costs 52.43% more
- Mansfield Center: Insurance costs 12.39% more
- Manchester: Insurance costs 7.77% less
- Lisbon Falls: Insurance costs 43.83% less
- Lawrenceville: Insurance costs 23.26% less
- Hebron: Insurance costs 10.46% more
- Hearne: Insurance costs 3.21% less
- Hayes: Insurance costs 31.27% less
- Hayden: Insurance costs 10.11% less
- Mantachie: Insurance costs 6.14% less