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Get Cheap Car Insurance in Pateros, WA
We monitor insurance prices, helping the average driver in Pateros save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Pateros
The chart below shows the cheapest car insurance company in Pateros for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Pateros Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| State Farm | $49 |
| Progressive | $54 |
| Geico | $59 |
Savings for Every Kind of Pateros Driver
Based on our extensive insurance data, we know the average Pateros driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Pateros residents are paying out over $1,278 extra every year for auto insurance in Pateros. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pateros, WA Savings / Yr. |
|---|---|
$374 |
|
$661 |
|
$476 |
|
$360 |
|
$1,368 |
|
$258 |
|
$443 |
Pateros Car Insurance vs. Washington
People living in Pateros pay an average of 8.99% less than the typical driver in the state. The average driver in Pateros can expect to pay about $768 per year, or $1,278 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pateros for most people.
Car Insurance Prices by Pateros Neighborhood
Insurance Prices
Where is insurance cheapest within Pateros?
The map shows insurance prices in and around Pateros, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $196 per year within the city boundaries, with insurance premiums ranging from a high of $1,449 to a low of $1,253. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Pateros.Pick the Best Car Insurance Company for You in Pateros
The best car insurance provider for most drivers in Pateros
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $374 over the average Pateros car insurance company.
The best car insurance provider for Pateros drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $661 over the competition.
The best car insurance company for Pateros drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $476 better than other car insurance companies.
The best auto insurance for Pateros drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $360 less each year.
The least expensive car insurance company for new and young drivers in Pateros
In Pateros, State Farm costs young drivers $1,368 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pateros
State Farm gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Pateros couple's premiums.
The cheapest car insurance in Pateros for drivers with bad credit
The best Pateros car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pateros
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pateros driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pateros, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Pateros
What Influences the Cost of Car Insurance in Pateros?
On average, car insurance in Pateros is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pateros is 24 minutes, which is far less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pateros are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Pateros is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pateros is $64 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brewster: Insurance costs 1.72% more
- Methow: Insurance costs the same
- Rocky Butte: Insurance costs 0.86% more
- Bridgeport: Insurance costs 6.26% more
- Lakeside: Insurance costs 2.66% more
- Chelan: Insurance costs 2.03% more
- Monse: Insurance costs 3.76% more
- Chelan Falls: Insurance costs 2.50% more
- Manson: Insurance costs 5.71% more
- Carlton: Insurance costs 2.90% more
Cities with Similar Populations
- Lakewood Village: Insurance costs 34.59% more
- McLean: Insurance costs 7.43% more
- Walterville: Insurance costs 10.56% more
- Ware Place: Insurance costs 24.10% more
- Wares Crossroads: Insurance costs 4.38% less
- Warfield: Insurance costs 82.47% more
- Marietta: Insurance costs 5.16% more
- Washburn: Insurance costs 38.42% more
- Waterford: Insurance costs 24.18% less
- Welaka: Insurance costs 91.86% more