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Get Cheap Car Insurance in Pembroke Pines, FL
We monitor insurance prices, helping the average driver in Pembroke Pines save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Pembroke Pines
The chart below shows the cheapest car insurance company in Pembroke Pines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Pembroke Pines Insurer | Monthly Cost |
|---|---|
| Geico | $152 |
| State Farm | $161 |
| Gainsco | $211 |
| Bristol West | $211 |
Savings for Every Kind of Pembroke Pines Driver
Based on our extensive insurance data, we know the average Pembroke Pines driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $933 per year by choosing the right vehicle insurance company. Some Pembroke Pines residents are paying out over $3,189 extra every year for auto insurance in Pembroke Pines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pembroke Pines, FL Savings / Yr. |
|---|---|
$933 |
|
$1,370 |
|
$1,054 |
|
$1,043 |
|
$3,314 |
|
$905 |
|
$1,319 |
Pembroke Pines Car Insurance vs. Florida
People living in Pembroke Pines pay an average of 20.71% more than the typical driver in the state. The average driver in Pembroke Pines can expect to pay about $2,912 per year, or $3,189 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pembroke Pines for most people.
Car Insurance Prices by Pembroke Pines Neighborhood
Insurance Prices
Where is insurance cheapest within Pembroke Pines?
The map shows insurance prices in and around Pembroke Pines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $794 per year within the city boundaries, with insurance premiums ranging from a high of $3,648 to a low of $2,854. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Pembroke Pines.Pick the Best Car Insurance Company for You in Pembroke Pines
The best car insurance provider for most drivers in Pembroke Pines
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $933 over the average Pembroke Pines car insurance company.
The best car insurance provider for Pembroke Pines drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,370 over the competition.
The best car insurance company for Pembroke Pines drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,054 better than other car insurance companies.
The best auto insurance for Pembroke Pines drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,043 less each year.
The least expensive car insurance company for new and young drivers in Pembroke Pines
In Pembroke Pines, Geico costs young drivers $3,314 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pembroke Pines
Geico gave the largest car insurance discounts to married couples, averaging $905 saved each year compared to an average Pembroke Pines couple's premiums.
The cheapest car insurance in Pembroke Pines for drivers with bad credit
The best Pembroke Pines car insurance company for customer service
Allstate was the best company for customer service in Pembroke Pines according to the NAIC.
Recent price drops
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The cheapest large national provider in Pembroke Pines
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pembroke Pines driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pembroke Pines, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Pembroke Pines
What Influences the Cost of Car Insurance in Pembroke Pines?
On average, car insurance in Pembroke Pines is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pembroke Pines is 39 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pembroke Pines are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Pembroke Pines is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pembroke Pines is $243 per month for minimum coverage and $266 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Cooper City: Insurance costs 5.99% less
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- Davie: Insurance costs 3.73% less
- Miami Gardens: Insurance costs 12.67% more
- Miami Lakes: Insurance costs 3.64% more
- Opa-Locka: Insurance costs 10.00% more
- West Park: Insurance costs 5.93% more
- Weston: Insurance costs 3.36% less
Cities with Similar Populations
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