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Get Cheap Car Insurance in Pendleton, KY
We monitor insurance prices, helping the average driver in Pendleton save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Pendleton
The chart below shows the cheapest car insurance company in Pendleton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Pendleton Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $93 |
Savings for Every Kind of Pendleton Driver
Based on our extensive insurance data, we know the average Pendleton driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $526 per year by choosing the right vehicle insurance company. Some Pendleton residents are paying out over $2,081 extra every year for auto insurance in Pendleton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pendleton, KY Savings / Yr. |
|---|---|
$526 |
|
$862 |
|
$848 |
|
$858 |
|
$1,699 |
|
$569 |
|
$911 |
Pendleton Car Insurance vs. Kentucky
People living in Pendleton pay an average of 2.48% less than the typical driver in the state. The average driver in Pendleton can expect to pay about $1,072 per year, or $2,081 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pendleton for most people.
Car Insurance Prices by Pendleton Neighborhood
Insurance Prices
Where is insurance cheapest within Pendleton?
The map shows insurance prices in and around Pendleton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $72 per year within the city boundaries, with insurance premiums ranging from a high of $2,099 to a low of $2,027. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Pendleton.Pick the Best Car Insurance Company for You in Pendleton
The best car insurance provider for most drivers in Pendleton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $526 over the average Pendleton car insurance company.
The best car insurance provider for Pendleton drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $862 over the competition.
The best car insurance company for Pendleton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Pendleton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $858 less each year.
The least expensive car insurance company for new and young drivers in Pendleton
In Pendleton, State Farm costs young drivers $1,699 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pendleton
State Farm gave the largest car insurance discounts to married couples, averaging $569 saved each year compared to an average Pendleton couple's premiums.
The cheapest car insurance in Pendleton for drivers with bad credit
The best Pendleton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pendleton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pendleton driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pendleton, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Pendleton
What Influences the Cost of Car Insurance in Pendleton?
On average, car insurance in Pendleton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pendleton is 32 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pendleton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pendleton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pendleton is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sligo: Insurance costs 0.05% less
- Sulphur: Insurance costs 0.14% less
- Wises Landing: Insurance costs 0.14% less
- Westport: Insurance costs 2.07% more
- La Grange: Insurance costs 1.11% more
- Smithfield: Insurance costs 1.87% less
- Mount Pleasant: Insurance costs 0.34% less
- Campbellsburg: Insurance costs 0.34% less
- Port Royal: Insurance costs 1.11% more
- Bedford: Insurance costs 0.24% more
Cities with Similar Populations
- Kiona: Insurance costs 37.67% less
- St. Mary: Insurance costs 0.62% less
- St. Jo: Insurance costs 14.85% less
- Springfield: Insurance costs 21.05% less
- Sperryville: Insurance costs 42.62% less
- Slanesville: Insurance costs 32.34% less
- Shoreham: Insurance costs 43.78% less
- Shokan: Insurance costs 9.75% more
- Noonday: Insurance costs 22.63% less
- Lott: Insurance costs 23.40% less