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Get Cheap Car Insurance in Wises Landing, KY
We monitor insurance prices, helping the average driver in Wises Landing save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Wises Landing
The chart below shows the cheapest car insurance company in Wises Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Wises Landing Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $93 |
Savings for Every Kind of Wises Landing Driver
Based on our extensive insurance data, we know the average Wises Landing driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $525 per year by choosing the right vehicle insurance company. Some Wises Landing residents are paying out over $2,078 extra every year for auto insurance in Wises Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wises Landing, KY Savings / Yr. |
|---|---|
$525 |
|
$861 |
|
$847 |
|
$857 |
|
$1,696 |
|
$568 |
|
$910 |
Wises Landing Car Insurance vs. Kentucky
People living in Wises Landing pay an average of 2.62% less than the typical driver in the state. The average driver in Wises Landing can expect to pay about $1,070 per year, or $2,078 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Wises Landing for most people.
Car Insurance Prices by Wises Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Wises Landing?
The map shows insurance prices in and around Wises Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $2,085 to a low of $2,074. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Wises Landing.Pick the Best Car Insurance Company for You in Wises Landing
The best car insurance provider for most drivers in Wises Landing
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $525 over the average Wises Landing car insurance company.
The best car insurance provider for Wises Landing drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Wises Landing drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $847 better than other car insurance companies.
The best auto insurance for Wises Landing drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $857 less each year.
The least expensive car insurance company for new and young drivers in Wises Landing
In Wises Landing, State Farm costs young drivers $1,696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wises Landing
State Farm gave the largest car insurance discounts to married couples, averaging $568 saved each year compared to an average Wises Landing couple's premiums.
The cheapest car insurance in Wises Landing for drivers with bad credit
The best Wises Landing car insurance company for customer service
Nationwide was the best company for customer service in Wises Landing according to the NAIC.
Recent price drops
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The cheapest large national provider in Wises Landing
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wises Landing driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wises Landing, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Wises Landing
What Influences the Cost of Car Insurance in Wises Landing?
On average, car insurance in Wises Landing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wises Landing is 32 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wises Landing are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wises Landing is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wises Landing is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Pleasant: Insurance costs 0.19% less
- Sligo: Insurance costs 0.10% more
- Bedford: Insurance costs 0.38% more
- Otto: Insurance costs 41.34% less
- Pendleton: Insurance costs 0.14% more
- Westport: Insurance costs 2.21% more
- New Washington: Insurance costs 41.58% less
- Paynesville: Insurance costs 38.59% less
- Monitor: Insurance costs 0.63% more
- Saluda: Insurance costs 40.04% less
Cities with Similar Populations
- Toquin: Insurance costs 35.80% more
- Brownsville: Insurance costs 43.94% less
- Brunersburg: Insurance costs 49.76% less
- Brunswick Naval Air Station: Insurance costs 54.14% less
- Buell: Insurance costs 30.08% less
- Buffalo Creek: Insurance costs 5.25% less
- Buhler: Insurance costs 31.42% more
- Burkettsville: Insurance costs 49.81% less
- Burnt Ranch: Insurance costs 11.60% less
- Buxton: Insurance costs 25.22% less