Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Pennside, PA
We monitor insurance prices, helping the average driver in Pennside save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Pennside
The chart below shows the cheapest car insurance company in Pennside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Pennside Insurer | Monthly Cost |
|---|---|
| Kemper | $53 |
| Metromile | $53 |
| Travelers | $54 |
| State Farm | $56 |
Savings for Every Kind of Pennside Driver
Based on our extensive insurance data, we know the average Pennside driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some Pennside residents are paying out over $1,437 extra every year for auto insurance in Pennside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pennside, PA Savings / Yr. |
|---|---|
$403 |
|
$714 |
|
$545 |
|
$650 |
|
$1,665 |
|
$288 |
|
$515 |
Pennside Car Insurance vs. Pennsylvania
People living in Pennside pay an average of 0.81% more than the typical driver in the state. The average driver in Pennside can expect to pay about $891 per year, or $1,437 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pennside for most people.
Car Insurance Prices by Pennside Neighborhood
Insurance Prices
Where is insurance cheapest within Pennside?
The map shows insurance prices in and around Pennside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $163 per year within the city boundaries, with insurance premiums ranging from a high of $1,528 to a low of $1,365. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Pennside.Pick the Best Car Insurance Company for You in Pennside
The best car insurance provider for most drivers in Pennside
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $403 over the average Pennside car insurance company.
The best car insurance provider for Pennside drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $714 over the competition.
The best car insurance company for Pennside drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $545 better than other car insurance companies.
The best auto insurance for Pennside drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $650 less each year.
The least expensive car insurance company for new and young drivers in Pennside
In Pennside, Travelers costs young drivers $1,665 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pennside
State Farm gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Pennside couple's premiums.
The cheapest car insurance in Pennside for drivers with bad credit
The best Pennside car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pennside, which was better than other insurers.
The cheapest large national provider in Pennside
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pennside driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pennside, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Pennside
What Influences the Cost of Car Insurance in Pennside?
On average, car insurance in Pennside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pennside are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pennside is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pennside is $74 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Penn: Insurance costs 1.25% less
- St. Lawrence: Insurance costs 4.18% less
- Monterey: Insurance costs 7.24% less
- Ridgewood: Insurance costs 5.43% less
- Reading: Insurance costs 3.34% more
- West Reading: Insurance costs 3.06% less
- Laureldale: Insurance costs 4.52% less
- Kenhorst: Insurance costs 0.70% less
- Limekiln: Insurance costs 7.72% less
- Temple: Insurance costs 5.57% less
Cities with Similar Populations
- East Petersburg: Insurance costs 9.88% less
- Eagle Lake: Insurance costs 20.32% more
- Early: Insurance costs 11.83% more
- Earlysville: Insurance costs 18.51% less
- East Bernard: Insurance costs 13.29% more
- East Bernstadt: Insurance costs 49.27% more
- Summertown: Insurance costs 6.68% less
- East Granby: Insurance costs 32.29% more
- East Haddam: Insurance costs 32.01% more
- East Hampton North: Insurance costs 75.23% more