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Get Cheap Car Insurance in Penny Hill, NC
We monitor insurance prices, helping the average driver in Penny Hill save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Penny Hill
The chart below shows the cheapest car insurance company in Penny Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Penny Hill Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Penny Hill Driver
Based on our extensive insurance data, we know the average Penny Hill driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $246 per year by choosing the right vehicle insurance company. Some Penny Hill residents are paying out over $1,280 extra every year for auto insurance in Penny Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penny Hill, NC Savings / Yr. |
|---|---|
$246 |
|
$534 |
|
$389 |
|
$993 |
|
$737 |
|
$297 |
|
$445 |
Penny Hill Car Insurance vs. North Carolina
People living in Penny Hill pay an average of 2.39% more than the typical driver in the state. The average driver in Penny Hill can expect to pay about $767 per year, or $1,280 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Penny Hill for most people.
Car Insurance Prices by Penny Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Penny Hill?
The map shows insurance prices in and around Penny Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $1,284 to a low of $1,274. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Penny Hill.Pick the Best Car Insurance Company for You in Penny Hill
The best car insurance provider for most drivers in Penny Hill
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $246 over the average Penny Hill car insurance company.
The best car insurance provider for Penny Hill drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $534 over the competition.
The best car insurance company for Penny Hill drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Penny Hill drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $993 less each year.
The least expensive car insurance company for new and young drivers in Penny Hill
In Penny Hill, State Farm costs young drivers $737 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penny Hill
Erie Insurance gave the largest car insurance discounts to married couples, averaging $297 saved each year compared to an average Penny Hill couple's premiums.
The cheapest car insurance in Penny Hill for drivers with bad credit
The best Penny Hill car insurance company for customer service
Nationwide was the best company for customer service in Penny Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Penny Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Penny Hill driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penny Hill, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Penny Hill
What Influences the Cost of Car Insurance in Penny Hill?
On average, car insurance in Penny Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Penny Hill is 33 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penny Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Penny Hill is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Penny Hill is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Princeville: Insurance costs 4.14% more
- Tarboro: Insurance costs 1.17% less
- Speed: Insurance costs 0.47% less
- Mildred: Insurance costs 0.23% less
- Lawrence: Insurance costs 0.70% less
- Leggett: Insurance costs 0.39% less
- Conetoe: Insurance costs 0.23% less
- Wiggins Crossroads: Insurance costs 1.64% less
- Mayos Crossroads: Insurance costs 0.63% less
- Hobgood: Insurance costs 0.78% less
Cities with Similar Populations
- Indian Castle: Insurance costs 62.66% more
- Hubly: Insurance costs 10.63% more
- Hudson: Insurance costs 127.03% more
- Hull: Insurance costs 36.33% more
- Hummels Wharf: Insurance costs 0.78% less
- Humphrey Center: Insurance costs 76.17% more
- Hunlock Gardens: Insurance costs 8.44% more
- Hurdsfield: Insurance costs 13.52% more
- Hutchins: Insurance costs 4.61% more
- Independence: Insurance costs 11.17% more