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Get Cheap Car Insurance in Perry Point, MD
We monitor insurance prices, helping the average driver in Perry Point save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Perry Point
The chart below shows the cheapest car insurance company in Perry Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Perry Point Insurer | Monthly Cost |
|---|---|
| State Farm | $85 |
| Erie Insurance | $86 |
| Travelers | $98 |
| Safeco Insurance | $102 |
Savings for Every Kind of Perry Point Driver
Based on our extensive insurance data, we know the average Perry Point driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $342 per year by choosing the right vehicle insurance company. Some Perry Point residents are paying out over $1,836 extra every year for auto insurance in Perry Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perry Point, MD Savings / Yr. |
|---|---|
$342 |
|
$321 |
|
$374 |
|
$602 |
|
$1,158 |
|
$207 |
|
$810 |
Perry Point Car Insurance vs. Maryland
People living in Perry Point pay an average of 0.91% less than the typical driver in the state. The average driver in Perry Point can expect to pay about $1,252 per year, or $1,836 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Perry Point for most people.
Car Insurance Prices by Perry Point Neighborhood
Insurance Prices
Where is insurance cheapest within Perry Point?
The map shows insurance prices in and around Perry Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,838 to a low of $1,836. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Perry Point.Pick the Best Car Insurance Company for You in Perry Point
The best car insurance provider for most drivers in Perry Point
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $342 over the average Perry Point car insurance company.
The best car insurance provider for Perry Point drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $321 over the competition.
The best car insurance company for Perry Point drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $374 better than other car insurance companies.
The best auto insurance for Perry Point drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $602 less each year.
The least expensive car insurance company for new and young drivers in Perry Point
In Perry Point, Erie Insurance costs young drivers $1,158 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perry Point
State Farm gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average Perry Point couple's premiums.
The cheapest car insurance in Perry Point for drivers with bad credit
The best Perry Point car insurance company for customer service
Nationwide was the best company for customer service in Perry Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Perry Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Perry Point driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perry Point, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Perry Point
What Influences the Cost of Car Insurance in Perry Point?
On average, car insurance in Perry Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Perry Point is 29 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perry Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Perry Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Perry Point is $104 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Perryville: Insurance costs 2.67% more
- Frenchtown: Insurance costs 0.76% more
- Principio Furnace: Insurance costs 0.65% more
- Havre de Grace: Insurance costs 2.94% more
- Oakington: Insurance costs 3.54% more
- Charlestown: Insurance costs 1.80% more
- Port Deposit: Insurance costs 0.93% less
- Aberdeen Proving Ground: Insurance costs 2.51% more
- Red Point: Insurance costs 0.98% less
- Theodore: Insurance costs 0.44% less
Cities with Similar Populations
- Fords Corner: Insurance costs 10.13% less
- West Richfield: Insurance costs 39.32% less
- West Spring Creek: Insurance costs 25.22% less
- West Stayton: Insurance costs 20.59% less
- Westboro: Insurance costs 39.43% less
- Fruit Hill: Insurance costs 10.46% less
- Wetzel: Insurance costs 54.25% more
- Wheeling: Insurance costs 34.59% less
- Freeman Spur: Insurance costs 20.64% less
- Fort Ritner: Insurance costs 37.04% less