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Get Cheap Car Insurance in Oakington, MD
We monitor insurance prices, helping the average driver in Oakington save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Oakington
The chart below shows the cheapest car insurance company in Oakington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Oakington Insurer | Monthly Cost |
|---|---|
| State Farm | $88 |
| Erie Insurance | $89 |
| Travelers | $102 |
| Safeco Insurance | $106 |
Savings for Every Kind of Oakington Driver
Based on our extensive insurance data, we know the average Oakington driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Oakington residents are paying out over $1,901 extra every year for auto insurance in Oakington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakington, MD Savings / Yr. |
|---|---|
$354 |
|
$332 |
|
$387 |
|
$624 |
|
$1,199 |
|
$214 |
|
$838 |
Oakington Car Insurance vs. Maryland
People living in Oakington pay an average of 2.57% more than the typical driver in the state. The average driver in Oakington can expect to pay about $1,295 per year, or $1,901 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Oakington for most people.
Car Insurance Prices by Oakington Neighborhood
Insurance Prices
Where is insurance cheapest within Oakington?
The map shows insurance prices in and around Oakington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,901 to a low of $1,901. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Oakington.Pick the Best Car Insurance Company for You in Oakington
The best car insurance provider for most drivers in Oakington
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $354 over the average Oakington car insurance company.
The best car insurance provider for Oakington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $332 over the competition.
The best car insurance company for Oakington drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for Oakington drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $624 less each year.
The least expensive car insurance company for new and young drivers in Oakington
In Oakington, Erie Insurance costs young drivers $1,199 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakington
State Farm gave the largest car insurance discounts to married couples, averaging $214 saved each year compared to an average Oakington couple's premiums.
The cheapest car insurance in Oakington for drivers with bad credit
The best Oakington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakington
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakington driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakington, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Oakington
What Influences the Cost of Car Insurance in Oakington?
On average, car insurance in Oakington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oakington is 42 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakington are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Oakington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakington is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Aberdeen Proving Ground: Insurance costs 1.00% less
- Havre de Grace: Insurance costs 0.58% less
- Perry Point: Insurance costs 3.42% less
- Aberdeen: Insurance costs 2.05% more
- Frenchtown: Insurance costs 2.68% less
- Perryville: Insurance costs 0.84% less
- Perryman: Insurance costs 2.26% less
- Principio Furnace: Insurance costs 2.79% less
- Red Point: Insurance costs 4.37% less
- Riverside: Insurance costs 2.26% more
Cities with Similar Populations
- Clevenger: Insurance costs 29.83% less
- Yorklyn: Insurance costs 0.79% more
- Chical: Insurance costs 21.15% less
- Chilson: Insurance costs 11.89% less
- China: Insurance costs 19.62% more
- Churchs Ferry: Insurance costs 24.67% less
- Wright: Insurance costs 7.89% less
- Cisco: Insurance costs 29.56% less
- Clack: Insurance costs 7.31% less
- Claunch: Insurance costs 22.78% less