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Get Cheap Car Insurance in Perth Amboy, NJ
We monitor insurance prices, helping the average driver in Perth Amboy save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Perth Amboy
The chart below shows the cheapest car insurance company in Perth Amboy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Perth Amboy Insurer | Monthly Cost |
|---|---|
| State Farm | $71 |
| Geico | $74 |
| Plymouth Rock Assurance | $91 |
| NJM | $107 |
Savings for Every Kind of Perth Amboy Driver
Based on our extensive insurance data, we know the average Perth Amboy driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $560 per year by choosing the right vehicle insurance company. Some Perth Amboy residents are paying out over $2,138 extra every year for auto insurance in Perth Amboy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perth Amboy, NJ Savings / Yr. |
|---|---|
$560 |
|
$1,040 |
|
$798 |
|
$689 |
|
$2,765 |
|
$539 |
|
$838 |
Perth Amboy Car Insurance vs. New Jersey
People living in Perth Amboy pay an average of 17.73% more than the typical driver in the state. The average driver in Perth Amboy can expect to pay about $1,275 per year, or $2,138 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Perth Amboy for most people.
Car Insurance Prices by Perth Amboy Neighborhood
Insurance Prices
Where is insurance cheapest within Perth Amboy?
The map shows insurance prices in and around Perth Amboy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $404 per year within the city boundaries, with insurance premiums ranging from a high of $2,310 to a low of $1,906. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Perth Amboy.Pick the Best Car Insurance Company for You in Perth Amboy
The best car insurance provider for most drivers in Perth Amboy
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $560 over the average Perth Amboy car insurance company.
The best car insurance provider for Perth Amboy drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,040 over the competition.
The best car insurance company for Perth Amboy drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Perth Amboy drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $689 less each year.
The least expensive car insurance company for new and young drivers in Perth Amboy
In Perth Amboy, Geico costs young drivers $2,765 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perth Amboy
Geico gave the largest car insurance discounts to married couples, averaging $539 saved each year compared to an average Perth Amboy couple's premiums.
The cheapest car insurance in Perth Amboy for drivers with bad credit
The best Perth Amboy car insurance company for customer service
Nationwide was the best company for customer service in Perth Amboy according to the NAIC.
Recent price drops
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The cheapest large national provider in Perth Amboy
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Perth Amboy driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perth Amboy, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Perth Amboy
What Influences the Cost of Car Insurance in Perth Amboy?
On average, car insurance in Perth Amboy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perth Amboy are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Perth Amboy is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Perth Amboy is $106 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Keasbey: Insurance costs 10.10% less
- Fords: Insurance costs 5.47% less
- Sewaren: Insurance costs 8.65% less
- Woodbridge: Insurance costs 5.47% less
- South Amboy: Insurance costs 11.37% less
- Port Reading: Insurance costs 7.58% less
- Parlin: Insurance costs 8.23% less
- Iselin: Insurance costs 3.93% less
- Avenel: Insurance costs 3.79% less
- Metuchen: Insurance costs 10.38% less
Cities with Similar Populations
- Shoreline: Insurance costs 22.68% less
- Lansdale: Insurance costs 32.55% less
- Marana: Insurance costs 19.46% less
- Margate: Insurance costs 48.92% more
- Massillon: Insurance costs 49.30% less
- Medford: Insurance costs 13.56% less
- Midwest City: Insurance costs 13.84% less
- Palm Beach Gardens: Insurance costs 27.97% more
- Pinellas Park: Insurance costs 28.86% more
- Plymouth: Insurance costs 24.42% less