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Get Cheap Car Insurance in Philadelphus, NC
We monitor insurance prices, helping the average driver in Philadelphus save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Philadelphus
The chart below shows the cheapest car insurance company in Philadelphus for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Philadelphus Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $50 |
| Erie Insurance | $51 |
| Farm Bureau | $54 |
| Progressive | $57 |
Savings for Every Kind of Philadelphus Driver
Based on our extensive insurance data, we know the average Philadelphus driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $255 per year by choosing the right vehicle insurance company. Some Philadelphus residents are paying out over $1,327 extra every year for auto insurance in Philadelphus. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Philadelphus, NC Savings / Yr. |
|---|---|
$255 |
|
$554 |
|
$403 |
|
$1,030 |
|
$764 |
|
$308 |
|
$462 |
Philadelphus Car Insurance vs. North Carolina
People living in Philadelphus pay an average of 6.15% more than the typical driver in the state. The average driver in Philadelphus can expect to pay about $795 per year, or $1,327 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Philadelphus for most people.
Car Insurance Prices by Philadelphus Neighborhood
Insurance Prices
Where is insurance cheapest within Philadelphus?
The map shows insurance prices in and around Philadelphus, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,393 to a low of $1,295. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Philadelphus.Pick the Best Car Insurance Company for You in Philadelphus
The best car insurance provider for most drivers in Philadelphus
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $255 over the average Philadelphus car insurance company.
The best car insurance provider for Philadelphus drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $554 over the competition.
The best car insurance company for Philadelphus drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $403 better than other car insurance companies.
The best auto insurance for Philadelphus drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,030 less each year.
The least expensive car insurance company for new and young drivers in Philadelphus
In Philadelphus, State Farm costs young drivers $764 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Philadelphus
Erie Insurance gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Philadelphus couple's premiums.
The cheapest car insurance in Philadelphus for drivers with bad credit
The best Philadelphus car insurance company for customer service
Nationwide was the best company for customer service in Philadelphus according to the NAIC.
Recent price drops
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The cheapest large national provider in Philadelphus
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Philadelphus driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Philadelphus, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Philadelphus
What Influences the Cost of Car Insurance in Philadelphus?
On average, car insurance in Philadelphus is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Philadelphus is 35 minutes, which is a little more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Philadelphus are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Philadelphus is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Philadelphus is $66 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prospect: Insurance costs 1.96% less
- Wakulla: Insurance costs 1.73% less
- Red Springs: Insurance costs 2.86% more
- Pembroke: Insurance costs 0.38% more
- Buie: Insurance costs 2.26% more
- Rennert: Insurance costs 4.14% more
- Maxton: Insurance costs 0.98% more
- Shannon: Insurance costs 4.30% more
- Floral College: Insurance costs 1.28% less
- Duffies: Insurance costs 3.84% more
Cities with Similar Populations
- Filer City: Insurance costs 106.18% more
- Elsinore: Insurance costs 50.57% more
- Enright: Insurance costs 1.73% more
- Equality: Insurance costs 14.39% more
- Eskdale: Insurance costs 17.18% more
- Etter: Insurance costs 40.32% more
- Fairfield: Insurance costs 85.53% more
- Fairfield: Insurance costs 6.10% more
- Fairview: Insurance costs 14.62% more
- Fay: Insurance costs 26.68% more