Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Red Springs, NC
We monitor insurance prices, helping the average driver in Red Springs save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Red Springs
The chart below shows the cheapest car insurance company in Red Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Red Springs Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $52 |
| Erie Insurance | $52 |
| Farm Bureau | $56 |
| Progressive | $59 |
Savings for Every Kind of Red Springs Driver
Based on our extensive insurance data, we know the average Red Springs driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $262 per year by choosing the right vehicle insurance company. Some Red Springs residents are paying out over $1,365 extra every year for auto insurance in Red Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Springs, NC Savings / Yr. |
|---|---|
$262 |
|
$570 |
|
$415 |
|
$1,059 |
|
$786 |
|
$317 |
|
$475 |
Red Springs Car Insurance vs. North Carolina
People living in Red Springs pay an average of 9.21% more than the typical driver in the state. The average driver in Red Springs can expect to pay about $818 per year, or $1,365 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Red Springs for most people.
Car Insurance Prices by Red Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Red Springs?
The map shows insurance prices in and around Red Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $1,417 to a low of $1,295. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Red Springs.Pick the Best Car Insurance Company for You in Red Springs
The best car insurance provider for most drivers in Red Springs
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $262 over the average Red Springs car insurance company.
The best car insurance provider for Red Springs drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for Red Springs drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $415 better than other car insurance companies.
The best auto insurance for Red Springs drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,059 less each year.
The least expensive car insurance company for new and young drivers in Red Springs
In Red Springs, State Farm costs young drivers $786 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Springs
Erie Insurance gave the largest car insurance discounts to married couples, averaging $317 saved each year compared to an average Red Springs couple's premiums.
The cheapest car insurance in Red Springs for drivers with bad credit
The best Red Springs car insurance company for customer service
Nationwide was the best company for customer service in Red Springs according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Red Springs, which was better than other insurers.
The cheapest large national provider in Red Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Red Springs driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Springs, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Red Springs
What Influences the Cost of Car Insurance in Red Springs?
On average, car insurance in Red Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Red Springs is 33 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Red Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Red Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Red Springs is $68 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shannon: Insurance costs 1.39% more
- Wakulla: Insurance costs 4.47% less
- Philadelphus: Insurance costs 2.78% less
- Duffies: Insurance costs 0.95% more
- Prospect: Insurance costs 4.69% less
- Rennert: Insurance costs 1.25% more
- Dundarrach: Insurance costs 2.27% less
- Floral College: Insurance costs 4.03% less
- Buie: Insurance costs 0.59% less
- Lumber Bridge: Insurance costs 0.44% less
Cities with Similar Populations
- Wise: Insurance costs 11.36% less
- Asbury Lake: Insurance costs 77.36% more
- Avon: Insurance costs 40.00% more
- Bath: Insurance costs 52.45% more
- Belfair: Insurance costs 4.40% more
- Winchendon: Insurance costs 12.45% more
- Winnsboro: Insurance costs 122.34% more
- Winnsboro: Insurance costs 25.71% more
- Winooski: Insurance costs 4.98% less
- Winslow: Insurance costs 31.94% more