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Get Cheap Car Insurance in Pikeville, NC
We monitor insurance prices, helping the average driver in Pikeville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Pikeville
The chart below shows the cheapest car insurance company in Pikeville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Pikeville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $53 |
Savings for Every Kind of Pikeville Driver
Based on our extensive insurance data, we know the average Pikeville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $239 per year by choosing the right vehicle insurance company. Some Pikeville residents are paying out over $1,244 extra every year for auto insurance in Pikeville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pikeville, NC Savings / Yr. |
|---|---|
$239 |
|
$520 |
|
$378 |
|
$965 |
|
$717 |
|
$289 |
|
$433 |
Pikeville Car Insurance vs. North Carolina
People living in Pikeville pay an average of 0.47% less than the typical driver in the state. The average driver in Pikeville can expect to pay about $745 per year, or $1,244 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Pikeville for most people.
Car Insurance Prices by Pikeville Neighborhood
Insurance Prices
Where is insurance cheapest within Pikeville?
The map shows insurance prices in and around Pikeville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the city boundaries, with insurance premiums ranging from a high of $1,264 to a low of $1,181. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Pikeville.Pick the Best Car Insurance Company for You in Pikeville
The best car insurance provider for most drivers in Pikeville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $239 over the average Pikeville car insurance company.
The best car insurance provider for Pikeville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $520 over the competition.
The best car insurance company for Pikeville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $378 better than other car insurance companies.
The best auto insurance for Pikeville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $965 less each year.
The least expensive car insurance company for new and young drivers in Pikeville
In Pikeville, State Farm costs young drivers $717 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pikeville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $289 saved each year compared to an average Pikeville couple's premiums.
The cheapest car insurance in Pikeville for drivers with bad credit
The best Pikeville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pikeville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pikeville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pikeville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Pikeville
What Influences the Cost of Car Insurance in Pikeville?
On average, car insurance in Pikeville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pikeville is 31 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pikeville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Pikeville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pikeville is $62 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pike Crossroads: Insurance costs 0.88% more
- Belfast: Insurance costs 4.98% less
- Fremont: Insurance costs 0.64% more
- Goldsboro: Insurance costs 2.89% more
- Eureka: Insurance costs 0.16% less
- Shines Crossroads: Insurance costs 0.24% less
- Princeton: Insurance costs 0.88% more
- Parkstown: Insurance costs 0.72% more
- Lindell: Insurance costs 1.85% less
- Stantonsburg: Insurance costs 0.56% more
Cities with Similar Populations
- Gulfport: Insurance costs 127.49% more
- Spring Hill: Insurance costs 23.71% more
- Spring City: Insurance costs 12.30% more
- Spencer: Insurance costs 24.28% more
- South Point: Insurance costs 8.52% less
- Haverstraw: Insurance costs 130.87% more
- Harvard: Insurance costs 18.01% more
- Hartwell: Insurance costs 39.71% more
- Hamilton Square: Insurance costs 41.48% more
- Hailey: Insurance costs 11.17% less